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"My Injury Guy" Scott DeSalvo
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Downers Grove Personal Injury Attorney

Seriously Injured? You Need Serious Representation.

When you're recovering from injuries and suddenly facing financial ruin because medical bills pile up faster than you can count them while insurance adjusters act like your best friend but offer settlements that wouldn't cover a week in the hospital, you need a Downers Grove Personal Injury Attorney who understands exactly how this rigged system works and refuses to let corporations win. I'm Scott DeSalvo, and I've dedicated nearly three decades to leveling the playing field for regular people facing off against billion-dollar insurance companies throughout DuPage County. Whether your accident happened on Ogden Avenue near Tivoli Theatre, along busy Main Street downtown, or anywhere else in Downers Grove's vibrant community, selecting the right Downers Grove Personal Injury Attorney is the single most important decision affecting whether you receive actual justice or just get pushed aside.

The Experience That Shaped My Legal Career

Watching Justice Fail My Family

There's a specific reason I fight so aggressively for every client.

When I was nine, my father worked as a truck driver—honest work, union work, the kind where you earned every dollar. Then one ordinary workday turned catastrophic. An accident left him with permanent, life-altering injuries to his neck, back, and spine.

The physical damage was devastating enough.

But what happened next was worse. My father hired an attorney he believed would protect our family. Instead, these lawyers were dismissive, failed to communicate, completely mishandled his case, and let it drag on for an unconscionable seventeen years.

And here's the part that still enrages me: at the end of those seventeen years, his own lawyer sued him for additional fees.

Our family went from financially secure to struggling literally overnight. My mother worked multiple jobs just to keep food on the table. My father dealt not only with constant physical pain but also the crushing emotional weight of knowing the legal system had failed him completely when he needed it most.

I watched this destruction unfold. Even as a child, I understood something was terribly wrong with how injured workers were treated. I promised myself I would become a different kind of lawyer—one who actually protects people instead of exploiting them.

That childhood promise is why I'm a Downers Grove Personal Injury Attorney today. Every injured person who contacts me, I see my father. I see families facing impossible situations they didn't create. And I absolutely refuse to let them experience the betrayal and abandonment my family suffered.

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  • Free to Call, Free to Hire: Never money out of your pocket, and "My Injury Guy" Only Gets Paid When He Wins Your Case.
  • Fast, Maximum Settlements: Quick and great outcomes for injured people with zero stress or hassle.
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What Makes Downers Grove Injury Cases Distinctive

An Affluent Suburb With Serious Hazards

Downers Grove is known for excellent schools, charming downtown, and strong property values. But prosperity doesn't prevent serious injuries—in fact, certain characteristics of affluent suburbs create unique risks.

Here's what creates distinctive challenges in Downers Grove:

  • Ogden Avenue (Route 34) runs through downtown creating significant pedestrian/vehicle conflict
  • Burlington Northern Santa Fe (BNSF) Metra line brings commuter rail risks and crossing accidents
  • Main Street's vibrant downtown generates foot traffic and premises liability incidents
  • Finley Road, Highland Avenue, and Maple Avenue see constant residential traffic crashes
  • Numerous corporate headquarters along the I-88 corridor create workplace injury exposure

When you hire a Downers Grove Personal Injury Attorney with genuine local expertise, you're working with someone who understands these specific dangers. I know which intersections consistently generate collisions. I know which property owners cut corners on maintenance. I know the judges in DuPage County courts who handle Downers Grove cases.

Generic lawyers who dabble in Downers Grove lack this institutional knowledge. A Downers Grove Personal Injury Attorney deeply rooted in the community knows how to construct persuasive cases for local juries and efficiently navigate DuPage County procedures.

DuPage County Court Familiarity Matters

Here's something critical most people never consider: Illinois counties operate their court systems with substantial variation.

DuPage County has specific local rules. Distinct scheduling practices. Unique motion standards. Even settlement conference procedures differ substantially from Cook County or Will County.

If your attorney doesn't regularly practice in DuPage County, you're significantly disadvantaged. They'll stumble through unfamiliar procedures. They'll miss important procedural nuances. They won't understand individual judges' preferences or recognize the standard tactics local defense attorneys employ.

I've practiced extensively in DuPage County for decades. I know the courthouse operations thoroughly. I know court personnel. I know judges and their individual approaches. That institutional knowledge directly improves outcomes because I'm not figuring things out with your case—I already know how everything works.

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Comprehensive Injury Representation Throughout Downers Grove

As your Downers Grove Personal Injury Attorney, I handle all injury claim categories:

Traffic Collisions on Downers Grove Streets

Downers Grove's street system creates persistent collision risks.

Ogden Avenue carries heavy through-traffic with numerous businesses generating constant turning movements. Main Street downtown sees pedestrians, cyclists, and vehicles competing for limited space. Finley Road connects major residential areas with commercial zones. The I-355 interchange areas are particularly dangerous where high-speed merging occurs.

The intersection at Ogden and Main generates significant accident frequency. Similarly, Highland Avenue through residential areas brings different hazards—children, parked cars, distracted drivers navigating unfamiliar neighborhoods.

Vehicle collision cases immediately become complicated. Liability disputes. Multiple parties involved. Contradictory testimony. Insurance companies deploying sophisticated denial strategies.

You need a Downers Grove Personal Injury Attorney who excels at accident reconstruction, effectively interviews witnesses, thoroughly analyzes police documentation for bias, and conclusively establishes fault.

Metra Train and Crossing Accidents

The BNSF Metra line runs directly through Downers Grove with three stations: Main Street, Belmont, and Fairview Avenue. Commuter rail creates unique accident scenarios.

Common situations include:

  • Platform slip and falls from ice, debris, or defective surfaces
  • Pedestrian strikes at grade crossings
  • Vehicle-train collisions at crossings
  • Passenger injuries from sudden stops or derailments
  • Injuries boarding or exiting trains
  • Assaults due to inadequate platform security

Railroad and public transportation accidents involve federal regulations and complex liability analysis. Determining whether Metra, BNSF Railway, contractors, or other parties bear responsibility requires sophisticated legal knowledge.

An experienced Downers Grove Personal Injury Attorney understands railroad liability law, knows federal safety regulations, and can navigate the intricate claims processes against transportation entities.

Downtown Downers Grove Premises Liability

Main Street's thriving downtown brings thousands of visitors to restaurants, shops, theaters, and entertainment venues. High foot traffic inevitably creates premises liability incidents.

Premises liability scenarios include:

  • Slip and falls from spilled drinks, food, or cleaning solutions
  • Trip hazards from uneven sidewalks or defective flooring
  • Inadequate lighting creating fall risks
  • Snow and ice accumulation property owners fail to address
  • Defective stairs, railings, or architectural features
  • Inadequate security leading to criminal assaults

Property owners immediately adopt defensive postures after injuries occur. They deny hazard knowledge. They claim conditions were "open and obvious." They rapidly repair whatever caused injury to eliminate proof.

You must act immediately. Document everything with photographs and witness contact information. As a Downers Grove Personal Injury Attorney regularly handling premises cases, I know how to secure critical evidence before property owners destroy it.

Corporate Campus Workplace Injuries

Downers Grove hosts numerous corporate headquarters and office complexes, particularly near the I-88/I-355 interchange. Corporate environments generate specific workplace injury patterns.

Corporate workplace injuries include:

  • Repetitive stress injuries from inadequate ergonomics
  • Slip and falls in parking structures or office areas
  • Elevator and escalator accidents
  • Injuries from defective office furniture or equipment
  • Parking lot vehicle accidents
  • Stress-related injuries from hostile work environments

Corporate employers and their workers' compensation carriers aggressively contest claims. They minimize injury severity. They question work-relatedness. They pressure premature return to work.

As your Downers Grove Personal Injury Attorney handling workers' comp cases, I ensure you receive independent medical treatment, complete wage replacement benefits, and maximum settlements actually reflecting your permanent limitations—not whatever insurers want to pay. My fee is statutorily set at 20 percent.

Rideshare Accidents (Uber/Lyft)

Downers Grove's proximity to Chicago and excellent Metra access makes rideshare services extremely popular. Rideshare accidents create complicated insurance scenarios.

Rideshare coverage depends on driver status when accidents occur:

  • App offline: Driver's personal insurance applies (often inadequate)
  • App online, no passenger: Limited rideshare coverage applies
  • Passenger in vehicle: Full $1 million rideshare commercial coverage

Uber and Lyft carry substantial insurance, but accessing those policies requires navigating complex claims procedures and dealing with corporate adjusters trained in denial tactics.

An experienced Downers Grove Personal Injury Attorney knows how to identify correct coverage, file proper claims against all potentially liable parties, and overcome rideshare companies' aggressive resistance.

Restaurant and Entertainment Venue Injuries

Downtown Downers Grove's dining and entertainment scene attracts visitors throughout the region. Popular destinations create injury exposure.

Common scenarios include:

  • Slip and falls on spilled food or beverages
  • Alcohol-related injuries (dram shop liability)
  • Food poisoning from negligent food handling
  • Burns from improperly served hot items
  • Inadequate security at venues leading to assaults
  • Parking lot accidents from poor lighting or maintenance

Restaurants and entertainment venues carry liability insurance precisely because injuries occur regularly. But their insurers fight claims viciously, attempting to blame patrons for carelessness or intoxication.

A knowledgeable Downers Grove Personal Injury Attorney understands Illinois dram shop laws, knows premises liability standards for commercial establishments, and can prove when venues failed their legal duties.

Medical Errors and Healthcare Negligence

When healthcare providers deliver substandard care causing preventable harm, victims deserve accountability and compensation. Medical malpractice represents some of personal injury law's most complex cases.

Medical malpractice scenarios include:

  • Surgical mistakes including wrong procedures or retained instruments
  • Diagnostic failures missing serious conditions
  • Medication errors and dangerous prescribing
  • Obstetric negligence causing birth injuries
  • Emergency department failures allowing deterioration
  • Anesthesia errors during procedures

Medical malpractice cases demand extensive expert testimony, thorough record analysis, and substantial financial investment. Most attorneys completely avoid medical malpractice because of complexity and expense.

I accept medical malpractice cases when negligence is clear and harm is substantial. My fee is 33⅓ percent, Illinois standard. As your Downers Grove Personal Injury Attorney, I'll hold negligent healthcare providers accountable.

Senior Care Facility Abuse and Neglect

Discovering a loved one suffered abuse or neglect in a facility promising safety and care is heartbreaking.

Elder care violations include:

  • Pressure ulcers from failure to reposition immobile residents
  • Malnutrition and dehydration from understaffing
  • Falls from inadequate supervision or defective equipment
  • Medication errors causing serious complications
  • Physical or emotional abuse by staff
  • Financial exploitation of vulnerable seniors

If you suspect abuse or neglect, act immediately. Document observations with photographs and detailed notes. Report concerns to facility management in writing. Contact an attorney experienced in elder abuse litigation.

Facilities will deny wrongdoing, blame residents' conditions, and conceal evidence. I know how to obtain complete records, interview staff confidentially, consult geriatric experts, and prove systematic failures. As your Downers Grove Personal Injury Attorney, I'll pursue justice for vulnerable seniors.

Bicycle Accidents in Residential Areas

Downers Grove's tree-lined streets and bike-friendly reputation attract significant cycling activity. Unfortunately, careless drivers cause serious cyclist injuries.

Bicycle accident cases face unfortunate prejudices. Jurors sometimes blame cyclists for roadway presence or assume carelessness. These biases are completely unjustified—cyclists have full legal rights to safe roadway use.

Injuries are often severe because cyclists have zero protection. Broken bones, traumatic brain injuries, spinal damage, road rash requiring extensive treatment—I've seen terrible outcomes from these collisions.

Effective representation requires a Downers Grove Personal Injury Attorney who won't accept victim-blaming and will aggressively establish driver fault despite jury biases.

Dog Bite and Animal Attack Cases

Illinois imposes strict liability for dog bites. When a dog bites in Illinois, the owner is automatically liable regardless of the animal's history or the owner's knowledge.

Dog bite injuries can be serious:

  • Facial lacerations requiring reconstructive surgery
  • Nerve damage affecting function
  • Serious infections from animal bites
  • Psychological trauma, especially for children
  • Permanent scarring and disfigurement

Dog owners and homeowner's insurance carriers will claim provocation or trespassing. They'll minimize injury severity and pressure quick low settlements.

An experienced Downers Grove Personal Injury Attorney knows Illinois dog bite law thoroughly, understands homeowner's coverage, and will pursue complete compensation including future scarring and psychological treatment.

Wrongful Death Claims

No words adequately express the devastation of losing a loved one to negligence. Illinois wrongful death law provides certain family members pathways to justice and compensation.

Wrongful death claims arise from:

  • Fatal vehicle collisions
  • Medical malpractice causing death
  • Workplace fatalities
  • Nursing home neglect leading to death
  • Defective products causing fatal injuries
  • Pedestrian or cyclist fatalities

I approach wrongful death cases with profound seriousness and compassion. These cases address not just economic losses but also the immeasurable loss of companionship, guidance, and love.

If you've lost a family member due to negligence in Downers Grove or anywhere in DuPage County, please contact me. As your Downers Grove Personal Injury Attorney, I'll pursue justice with dedication these tragic cases demand.

Catastrophic Injuries Requiring Lifetime Care

Some injuries permanently transform every life aspect.

Catastrophic injury cases include:

  • Traumatic brain injuries affecting cognition and personality
  • Spinal cord injuries causing paralysis
  • Severe burns requiring extensive reconstruction
  • Amputations permanently altering mobility
  • Multiple trauma requiring ongoing intervention
  • Vision or hearing loss

These cases require far more than current medical bill calculations. You need life care planners projecting lifetime medical needs. Vocational experts assessing lost earning capacity. Economists calculating present value of future losses.

Insurance companies attempt minimizing even catastrophic cases. I work with nationally recognized experts documenting your losses' full scope. My trial training at Gerry Spence's Trial Lawyers College specifically prepared me for these high-stakes cases demanding maximum compensation.

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What Distinguishes Me From Other Downers Grove Attorneys

Contingency Fee Structure—Zero Upfront Costs

You won't pay a single dollar upfront. Not for consultation. Not for case expenses. Absolutely nothing.

I work on pure contingency—payment only when you get paid first. I advance every case expense: filing fees, medical records, expert witnesses, depositions, everything.

My fees are straightforward: 20% for workers' compensation (state statutory rate), 33⅓% for personal injury cases, or 40% if litigation becomes necessary. Medical malpractice is 33⅓%. These represent standard Illinois rates.

If we lose your case, you owe me nothing. I absorb advanced costs. That's my promise, honored for 27 years as a Downers Grove Personal Injury Attorney.

Genuine 24/7/365 Availability

Injuries don't respect business hours. You might be in an emergency room at 4 a.m. with urgent questions. Insurance adjusters might ambush you with Sunday morning calls.

Call me any time—literally 24/7/365. You reach me or my team directly. No voicemail systems. No answering services promising callbacks that never materialize.

That accessibility is rare among attorneys but essential for injury victims. As your Downers Grove Personal Injury Attorney, I'm committed to availability whenever you need assistance.

Personal Case Handling

Some firms operate like assembly lines. The attorney you initially meet never touches your case again. You get shuffled to paralegals who don't know your circumstances.

That's not my practice. When you hire me, you work with me personally. I return your calls. I meet with you. I negotiate with insurers. If we go to trial, I'm standing beside you.

You're not a case file—you're a person who's been hurt and deserves dedicated representation. As your Downers Grove Personal Injury Attorney, I treat you how I wish my father had been treated.

Elite Trial Training

Most lawyers finish law school, pass the bar, and consider education complete. That's inadequate for serious injury work.

I've invested over $100,000 in advanced trial training with America's premier trial lawyers. I graduated from Gerry Spence's Trial Lawyers College—one of the most selective programs existing. I completed The Edge program, elite training fewer than one in 10,000 lawyers ever attempts.

This training matters tremendously. When facing insurance companies with unlimited resources and defense teams, you need someone who knows how to try cases and win. That's what I bring as your Downers Grove Personal Injury Attorney.

Absolute Honesty, No Manipulation

I treat clients with complete honesty—no pressure tactics, no false promises, no games. You'll always know where your case stands because I communicate clearly and regularly.

I'll give you my honest assessment even if it's not what you want to hear. If your case has problems, I'll explain them. If settlement offers are inadequate, I'll tell you why. If litigation is necessary, I'll explain what that means.

I don't make guarantees I can't keep. What I promise is fighting as hard for you as I would for my own family. As your Downers Grove Personal Injury Attorney, you get my absolute best effort.

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Critical Actions After Downers Grove Injuries

Immediate Medical Evaluation

Even if you feel relatively okay, seek medical attention immediately. Many serious injuries don't produce immediate symptoms. Whiplash manifests hours later. Internal bleeding might not be obvious. Traumatic brain injuries can take days to show effects.

If you delay medical care, insurance companies will argue you weren't really injured. Don't hand them that argument. Get evaluated by medical professionals immediately after any accident.

Thorough Documentation

Photograph everything. The accident scene from multiple angles. Your injuries as they appear and develop. Property damage. Hazardous conditions that contributed to injury.

Collect witness information—names, phone numbers, addresses. Witnesses disappear quickly and memories fade.

Keep every document: medical records, bills, prescription receipts, insurance correspondence, wage loss documentation. This creates your evidentiary foundation.

Never Provide Recorded Statements

Insurance adjusters will contact you quickly, sounding friendly and concerned. They'll request a recorded statement "just to document what happened."

Decline politely but firmly.

Adjusters use interrogation techniques to elicit damaging statements. They ask leading questions. They get you minimizing injuries or accepting partial fault. They create inconsistencies they'll exploit later.

Tell them you need to consult an attorney first, then call me. As your Downers Grove Personal Injury Attorney, I'll handle all insurance communications.

Reject Quick Settlement Offers

Insurance companies make rapid lowball offers betting you don't understand your case's value and are financially desperate enough to accept anything.

Once you accept and sign the release, you can never return for additional compensation—even if you later discover injuries are far worse than initially understood.

Before accepting any settlement, call me for free consultation. I'll assess whether their offer is remotely fair or exploitative.

Complete Social Media Silence

Insurance companies monitor social media obsessively. They search for anything contradicting injury claims or suggesting exaggeration.

That photo of you smiling at an event? They'll claim you can't be in pain. That gym check-in? They'll argue injuries aren't serious.

Safest approach: complete social media silence until your case resolves. If impossible, absolutely don't post about your accident, injuries, activities, or emotional state.

Aren't All Injury Lawyers Basically The Same...?

Knowledgable, Professional, Caring
"I was viciously attacked by a dog while running in my neighborhood, sending me to the hospital. While recovering I contacted Mr. DeSalvo. He's a knowledgeable , personable and trustworthy attorney. Scott and his team were very professional and caring while representing and advising me during my personal injury case."
Scott L

Fatal Mistakes That Destroy Downers Grove Injury Claims

Delaying Attorney Consultation

Evidence vanishes quickly. Surveillance footage gets recorded over. Witnesses move or forget. Property owners repair hazards and deny they existed. Insurance companies solidify denial positions.

By the time you finally hire a lawyer, critical evidence may be permanently lost. The winnable case becomes impossible to prove.

Don't wait. Call an experienced Downers Grove Personal Injury Attorney immediately. Early intervention preserves evidence and protects your rights.

Attempting Self-Representation

Insurance companies employ full-time adjusters and attorneys whose sole purpose is minimizing payouts. They know you don't understand Illinois law. They know you don't know fair value. They know you're probably financially desperate.

They'll exploit every advantage ruthlessly.

Even seemingly simple cases benefit enormously from experienced representation. The difference between self-representation and hiring a skilled Downers Grove Personal Injury Attorney can easily be tens of thousands of dollars.

Dishonesty About Medical History

Be completely truthful about injuries, medical history, and accident impact. If you've had prior injuries, disclose them. If you can do some activities but not others, explain specifically.

Insurance companies investigate everything. They'll obtain all medical records. They'll hire investigators. They'll search social media exhaustively. If they catch you lying, your case evaporates.

Complete honesty is essential. As your Downers Grove Personal Injury Attorney, I need truth so I can address potential problems proactively rather than get blindsided.

Ignoring Treatment Plans

If you skip appointments or ignore doctor recommendations, insurance companies will argue injuries can't be serious. Consistent medical care proves injury severity and creates documentation we need to win.

Attend every appointment. Follow prescribed treatments. Take medications as directed. Complete recommended therapy. This helps you heal and strengthens your legal claim simultaneously.

Communicating With Opposing Insurers

The other party's insurance company is not your friend. They exist to pay you as little as possible—ideally nothing.

They'll seem pleasant. They'll tell you lawyers just complicate things. Every word is calculated deception.

Don't engage with them. Let me handle every interaction. That's what you hire a Downers Grove Personal Injury Attorney to do.

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Understanding Illinois Injury Law

Statute of Limitations Deadlines

Illinois generally allows two years from injury date to file personal injury lawsuits. Workers' compensation cases provide three years, but you must notify your employer within 45 days.

Exceptions exist, so don't assume you have the full period. Medical malpractice, governmental liability, and other situations have different deadlines.

The sooner you contact a Downers Grove Personal Injury Attorney, the stronger your case becomes. Evidence quality degrades rapidly with time.

Recoverable Damages

Many people think they can only recover medical expenses. Illinois law allows comprehensive compensation:

  • Past and future medical expenses
  • Lost wages and lost earning capacity
  • Pain and suffering
  • Emotional distress
  • Loss of normal life and enjoyment
  • Permanent disability and disfigurement
  • Loss of consortium for spouses

Insurance companies won't inform you about these categories. That's why you need a Downers Grove Personal Injury Attorney pursuing every dollar you're entitled to receive.

Comparative Negligence

Illinois uses modified comparative negligence. You can recover damages as long as you're less than 50% at fault. Your award gets reduced by your fault percentage.

Example: You're 30% at fault. Total damages are $150,000. You recover $105,000.

Insurance companies always try inflating your fault percentage. A skilled Downers Grove Personal Injury Attorney fights to ensure fault allocation is accurate and fair.

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My Legal Process Explained

Step One: Free Consultation

We begin with no-obligation consultation. Call me 24/7, or we'll meet wherever is convenient—my office, your home, even the hospital if necessary.

I'll listen carefully, answer questions honestly, and give you genuine assessment—strengths, weaknesses, realistic expectations.

You decide whether to hire me. No pressure. No obligation. No cost.

Step Two: Immediate Investigation

If you hire me, I launch into immediate action. Obtaining police reports. Interviewing witnesses. Photographing scenes. Collecting medical records. Analyzing policies. Consulting experts when necessary.

I use proprietary case management software I developed to handle cases more efficiently than traditional firms. This means we discover critical information earlier and build stronger cases faster.

Step Three: Medical Care Coordination

Your health is absolute priority. If you have insurance, use it. If you lack insurance, I'll connect you with quality providers who treat on a lien basis—waiting for payment until we resolve your case.

I ensure all treatment is thoroughly documented. This creates the medical evidence foundation we need.

Step Four: Demand and Negotiation

After you complete treatment, I calculate your case's full value. This includes medical expenses, wage loss, pain and suffering, permanent disability, and all other damages.

I send comprehensive demand packages to insurance companies. Having negotiated thousands of settlements over 27 years, I know these cases' true values. I don't accept inadequate offers.

Step Five: Litigation When Necessary

Approximately 90% of my cases settle during negotiation. But that high settlement rate exists because insurance companies know I'm fully prepared to try cases.

If insurers refuse fair compensation, I file lawsuits without hesitation. I've handled over 30 jury trials plus hundreds of depositions and arbitrations. Some attorneys fear courtrooms. I don't.

When insurance companies see you have a Downers Grove Personal Injury Attorney ready to take the case to verdict, they typically settle rather than risk jury judgment.

Step Six: Maximum Recovery

Whether through settlement or verdict, my goal is always maximizing your compensation. When we succeed, I deduct my contingency fee, subtract advanced costs, and you receive the remainder.

If we lose—which happens rarely—you pay me nothing. That's my promise as your Downers Grove Personal Injury Attorney.

Settled Quick, Kept Me Informed
"For one I liked that my case settled quickly and that the office always answered my questions and kept me informed about my case. I would recommend them to friends and family.."
Mercedes Thervil

Frequently Asked Questions About Downers Grove Injury Claims

What's my deadline to file a claim?

Illinois typically allows two years from injury date to file personal injury lawsuits. Workers' compensation cases provide three years, but employer notification is required within 45 days.

Exceptions exist to these rules. The sooner you contact a Downers Grove Personal Injury Attorney, the better your case prospects become because evidence degrades over time.

What are your fees?

Nothing upfront, nothing out of pocket. Pure contingency—I only get paid when you get paid.

My fee is 20% for workers' compensation (statutory rate), 33⅓% for injury cases, or 40% if we must file suit. These are standard Illinois rates. I advance all costs. If we lose, you owe me nothing.

Hiring a Downers Grove Personal Injury Attorney on contingency means everyone can afford quality legal representation regardless of financial situation.

Should I accept the insurance company's first offer?

Absolutely not. Never accept without consulting an attorney first.

Initial offers are always lowball. The insurance company bets you don't know your case's true value and are desperate enough to accept anything.

Once you sign the release and accept payment, you can't return later for additional money—even if injuries prove far worse than initially thought.

Call me before accepting anything. Free consultation, no obligation. I'll assess whether the offer is fair or exploitative.

Can I still recover if the accident was partially my fault?

Yes, provided you're less than 50% at fault. Illinois uses modified comparative negligence, reducing your award by your fault percentage.

Example: You're 25% at fault. Damages are $180,000. You recover $135,000.

Insurance companies love inflating your fault percentage. A skilled Downers Grove Personal Injury Attorney fights to ensure fault allocation is accurate and fair.

What if I lack health insurance for treatment?

Yes. I can connect you with medical providers who treat on a lien basis. They provide care now and receive payment later from your settlement.

Don't let insurance absence prevent you from getting necessary care. Your health is paramount, and as your Downers Grove Personal Injury Attorney, I'll ensure you receive proper treatment.

How long will my case take?

It depends on multiple variables:

  • Your injury severity
  • Treatment duration
  • Whether litigation becomes necessary
  • Insurance company reasonableness
  • Court schedules if we proceed to trial

Some cases settle within months. Others require a year or longer. What I promise is aggressive case prosecution because you need money now, not years from now.

An experienced Downers Grove Personal Injury Attorney knows how to move cases efficiently while maximizing results.

Must I appear in court?

Probably not. Roughly 90% of my cases settle without trial.

If we file suit, you might need courtroom appearances for depositions or hearings. If we actually try the case, you'll need to testify.

But most cases resolve through negotiation. When insurance companies know you have a Downers Grove Personal Injury Attorney prepared to try the case, they typically settle rather than risk a jury verdict.

What about pre-existing injuries to the same body part?

It doesn't automatically kill your case. Illinois law permits claims for "aggravation" or "exacerbation" of pre-existing conditions.

The key is complete honesty about medical history. Insurance companies will obtain previous records anyway. If you lie or conceal past injuries, it destroys your credibility completely.

A Downers Grove Personal Injury Attorney experienced with pre-existing condition cases knows how to prove this accident significantly worsened your prior condition.

Can my employer terminate me for filing workers' compensation?

No. Illinois law prohibits retaliation for filing workers' compensation claims.

Of course, proving retaliation can be challenging. Employers rarely admit "we fired you for filing workers' comp." They'll claim performance issues or other pretexts.

If you believe you were fired in retaliation, call me immediately. I handle retaliatory discharge cases and know how to prove them. As your Downers Grove Personal Injury Attorney, I'll protect your rights vigorously.

What if the other driver has no insurance?

You might still recover through your uninsured motorist (UM) coverage.

Many people don't realize their own auto policy includes this coverage. It protects you when hit by uninsured or underinsured drivers.

I examine every insurance policy thoroughly—yours, the at-fault driver's, any other potentially liable parties—to identify every possible recovery source. A thorough Downers Grove Personal Injury Attorney explores all options to maximize your compensation.

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About Scott DeSalvo

Scott DeSalvo founded DeSalvo Law to help injured people throughout Chicago and surrounding suburbs. Licensed to practice law in Illinois since 1998, IARDC #6244452, Scott has represented over 3,000 clients in personal injury, workers compensation, and accident cases.

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Law Office of Scott D. DeSalvo, LLC

Main Office:
1000 Jorie Blvd Ste 204
Oak Brook, IL 60523
New Cases: 312-500-4500
Office: 312-895-0545
Fax: 866-629-1817
service@desalvolaw.com

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None of the above is legal advice. Every case is different. Nothing above should suggest the promise of any particular outcome on your case. If you need a lawyer, it is an important decision you must consider carefully. This website contains promotional and informational material only. If you need a lawyer or have a case, seek the advice of an attorney immediately. Do not rely on the information contained on this website alone. It cannot take the place of the knowledge, experience, advice and judgment of a skilled, aggressive and ethical attorney. Copyright ©2025 DeSalvo Law - Full Disclaimer: desalvolaw.com/disclaimer