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"My Injury Guy" Scott DeSalvo
Is Chosen As The Best Auto Accident Attorney in Chicago

91%

Cases Settled

96%

Client Satisfaction

75%

Faster Settlement


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I'll never forget when I was nine years old and my father, a truck driver and Teamster, was seriously injured at work. He was still a young man. But that injury took everything from him—his ability to work, his livelihood, everything. His case dragged on for 17 years. Seventeen years! And at the end of it all, his own lawyer sued him for more fees. That's when I knew exactly what I wanted to do with my life.

That's why I became an auto accident lawyer in Chicago. I've spent almost 30 years making sure what happened to my father NEVER happens to you or your family. Whether you've been hurt in a car crash on Lake Shore Drive, injured at a construction site in Bridgeport, or suffered because of a doctor's mistake at one of our hospitals, I'm here to fight for you.

Here's my promise: no money out of pocket. Zero. You don't pay me a penny unless I win your case. And I'm available 24 hours a day, 7 days a week, 365 days a year—because injuries don't wait for business hours, and neither should your lawyer.

I've spent over $100,000 on advanced trial training that most lawyers never even consider. I'm a graduate of the world-renowned Gerry Spence Trial Lawyer's College and the prestigious "The Edge" program. Not one in 100,000 lawyers has completed the training I have.

And I did it for one reason: so YOU get the very best representation possible. Your fight is my fight.

Help & Answers From Top Chicago Injury Lawyer: One Call or Click Away

  • Always Available: Call me anytime, day or night, for a free consultation.
  • Free to Call, Free to Hire: Never money out of your pocket, and "My Injury Guy" Only Gets Paid When He Wins Your Case.
  • Fast, Maximum Settlements: Quick and great outcomes for injured people with zero stress or hassle.
  • Transparent Communication: 100% honesty and clear communication, ensuring you understand every step of the process.

Chicago Auto Accident Statistics: Why You Need an Experienced Lawyer

The streets of Chicago are dangerous. The numbers don't lie. According to the Illinois Department of Transportation (IDOT), Chicago experienced over 153,000 total crashes in 2023 alone—nearly all of which were auto accidents. These crashes resulted in approximately 385 fatalities and 29,100 injuries right here in our city.

Here's what the data shows:

  • 153,000+ crashes occurred in Chicago in 2023
  • 385 people died in traffic accidents in Chicago
  • 29,100 people were injured in Chicago crashes
  • 63% of Illinois traffic fatalities occur in urban areas like Chicago
  • Over 500 fatal crashes in Illinois involved drivers with blood alcohol levels above 0.08%

Statewide Illinois Statistics (2022-2023):

  • 1,268 traffic-related fatalities across Illinois in 2022
  • 160,036 traffic accidents reported across Cook County in 2023
  • Car occupants accounted for about 37% of all traffic-related deaths
  • Pedestrians represented approximately 16% of statewide traffic fatalities
  • Large truck occupant fatalities were around 10%

What This Means for You: These aren't just numbers. Each statistic represents a real person, a real family devastated by an auto accident. Insurance companies know these numbers too, and they use them to minimize what they pay you. They'll claim your injuries aren't serious, or that you were partially at fault, or that your medical treatment was excessive.

That's why you need an experienced Chicago auto accident lawyer who knows how to fight back. Someone who's handled thousands of cases and recovered millions of dollars for injury victims across Chicago and Cook County.

What Do Real Clients Say About Mr. DeSalvo?

Types of Auto Accidents We Handle in Chicago

Chicago's roads are some of the most dangerous in the country. Between our brutal winters, aggressive drivers, and congested expressways, auto accidents happen every single day. I've spent almost 30 years representing victims of every type of vehicle crash you can imagine.

Car Accidents

Car crashes are the most common type of auto accident I handle. Rear-end collisions on the Eisenhower. T-bone crashes at busy intersections. Head-on collisions. Multi-vehicle pileups during rush hour on the Kennedy or Dan Ryan. Whether you were hit by a distracted driver texting on their phone or a drunk driver who ran a red light, you deserve compensation for your injuries, lost wages, and medical bills.

Common car accident scenarios:

  • Rear-end collisions (the most frequent type)
  • T-bone accidents at intersections
  • Side-swipe accidents on highways
  • Head-on collisions (often the most deadly)
  • Multi-vehicle chain-reaction crashes
  • Parking lot accidents
  • Hit-and-run accidents

Truck Accidents

When an 18-wheeler or commercial truck hits a regular passenger vehicle, the results are often catastrophic. These crashes involve different laws, federal regulations, and multiple insurance policies. Trucking companies have teams of lawyers working to minimize what they pay you. You need a Chicago auto accident lawyer who knows how to fight back.

Commercial truck accidents require specialized knowledge of:

  • Federal Motor Carrier Safety Administration (FMCSA) regulations
  • Logbook requirements and hours-of-service violations
  • Truck maintenance records
  • Black box data and electronic logging devices
  • Multiple liable parties (driver, trucking company, maintenance providers, cargo loaders)

Motorcycle Accidents

Motorcyclists get a bad rap, but most riders are careful, safe drivers who know their lives are on the line every time they hit the road. Unfortunately, car drivers often fail to see motorcycles or misjudge their speed. Even a minor crash can cause life-changing injuries when you're on two wheels.

Motorcycle accident cases involve unique challenges:

  • Bias against motorcyclists by insurance companies and juries
  • More severe injuries due to lack of protection
  • Lane-splitting and right-of-way issues
  • Road hazards that are more dangerous for motorcycles
  • Helmet laws and comparative negligence arguments

Bicycle and Pedestrian Accidents

Chicago has more bicycles on the road than ever before, and pedestrians fill our sidewalks and crosswalks daily. But drivers aren't paying attention. I've represented too many cyclists hit in bike lanes and pedestrians struck in crosswalks by drivers who were distracted, speeding, or just careless.

These vulnerable road users face:

  • Severe injuries even at low speeds
  • Difficulties proving fault when there's no vehicle damage
  • Insurance companies claiming they "came out of nowhere"
  • Right-of-way disputes at intersections
  • Dooring accidents (car doors opening into bike lanes)

Rideshare Accidents (Uber and Lyft)

Uber and Lyft crashes involve complicated insurance questions. Was the driver on the app? Did they have a passenger? Was the app on but no ride accepted? These questions determine which insurance policy applies—and insurance companies for rideshare drivers will do everything possible to deny your claim.

Rideshare accident complexity includes:

  • Multiple insurance policies (driver's personal, rideshare company, at-fault party)
  • Determining driver status at time of crash
  • $1 million policy limits when driver has passenger
  • Gaps in coverage during certain app statuses
  • Corporate defendants with aggressive legal teams

CTA Bus and Metra Train Accidents

CTA bus accidents and Metra train crashes require specific legal knowledge. These cases involve government entities with special rules, shorter filing deadlines, and complex liability issues. You can't treat these cases like regular car accidents—they require an attorney who understands Illinois public transit law.

Special considerations:

  • Shorter statute of limitations (1 year for government entities)
  • Notice requirements before filing suit
  • Tort immunity issues
  • Multiple potential defendants
  • Common carrier duties and higher standards of care
Find Out Why Everyone Says...
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Why Illinois Auto Accident Law Matters for Your Case

Illinois is a fault-based state when it comes to auto accidents. That's actually good news for you, but only if you know how to use it. Let me explain what this means and why it matters.

Fault-Based System = The At-Fault Driver Pays

In Illinois, the driver who caused the accident is responsible for paying damages. That means their insurance company should cover your medical bills, lost wages, pain and suffering, and property damage. Sounds simple, right? It's not.

Insurance companies will do everything possible to avoid paying what you deserve. They'll claim you were partially at fault. They'll argue your injuries aren't as serious as you say. They'll pressure you to settle fast before you know the full extent of your damages.

That's where I come in.

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The Modified Comparative Negligence Rule

Here's something most people don't know: even if you were partially at fault for the accident, you can still recover damages in Illinois—as long as you were less than 51% responsible. For example, if you were 20% at fault and the other driver was 80% at fault, you can still recover 80% of your damages.

How it works:

  • If you're 0-50% at fault: You can recover damages (reduced by your percentage)
  • If you're 51% or more at fault: You recover nothing
  • Insurance companies will try to inflate your fault percentage to reduce their payout

But insurance companies will twist this rule to screw you over. They'll try to inflate your percentage of fault to reduce what they have to pay. I've fought these battles thousands of times, and I know how to protect you.

Aren't All Injury Lawyers Basically The Same...?

Knowledgable, Professional, Caring
"I was viciously attacked by a dog while running in my neighborhood, sending me to the hospital. While recovering I contacted Mr. DeSalvo. He's a knowledgeable , personable and trustworthy attorney. Scott and his team were very professional and caring while representing and advising me during my personal injury case."

Statute of Limitations: The Deadline You Cannot Miss

In Illinois, you have 2 years from the date of your auto accident to file a lawsuit (735 ILCS 5/13-202). Miss that deadline, and your case is gone forever. That's why you need to call me NOW, not later. The sooner I get involved, the better I can protect your rights and build your case.

Critical deadlines:

  • Personal injury claims: 2 years from accident date
  • Property damage claims: 5 years from accident date
  • Wrongful death claims: 2 years from date of death
  • Claims against government entities: 1 year (with notice requirements)

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Minimum Insurance Requirements (And Why They're Not Enough)

Illinois requires drivers to carry minimum insurance of:

  • $25,000 per person for bodily injury
  • $50,000 per accident for bodily injury
  • $20,000 for property damage

That might sound like a lot, but it's not. A serious auto accident can easily result in medical bills, lost wages, and damages far exceeding $25,000. If the driver who hit you only has minimum coverage, we'll explore every option to get you the compensation you deserve—including your own uninsured/underinsured motorist coverage.

Personal Injury Attorney Scott DeSalvo

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Uninsured and Underinsured Motorist Coverage

Illinois law requires all auto insurance policies to include uninsured motorist (UM) and underinsured motorist (UIM) coverage at the same minimum limits as liability coverage. This protection is crucial because roughly 12% of Illinois drivers are uninsured.

What UM/UIM coverage does:

  • Covers your damages when the at-fault driver has no insurance
  • Covers the gap when the at-fault driver's insurance isn't enough
  • Protects you and your passengers
  • Applies to hit-and-run accidents
  • Can stack with other policies in some cases
Settled Quick, Kept Me Informed
"For one I liked that my case settled quickly and that the office always answered my questions and kept me informed about my case. I would recommend them to friends and family.."

What to Do After an Auto Accident in Chicago

The minutes and hours after an auto accident can determine the outcome of your case. I've seen too many good cases ruined because people didn't know what to do—or because they trusted the insurance company when they shouldn't have. Here's what you need to do.

At the Scene of the Accident

Get medical attention immediately. Even if you feel fine, get checked out. Adrenaline masks pain, and some injuries don't show symptoms for hours or days. Plus, if you don't seek medical treatment right away, the insurance company will claim you weren't really hurt.

Call the police. Always get a police report, even for "minor" accidents. The report documents what happened and who was at fault. Without it, the insurance company will try to twist the facts. Illinois law requires reporting any accident with injuries, deaths, or property damage over $1,500.

Take photos and videos. Use your phone to photograph everything—vehicle damage, the accident scene, road conditions, traffic signals, skid marks, your injuries, everything. Take videos too. This evidence disappears quickly once cars are towed and roads are cleared.

Get witness information. If anyone saw the accident, get their names and phone numbers. Witnesses can be crucial if the other driver lies about what happened or if liability is disputed.

Exchange information. Get the other driver's:

  • Name and contact information
  • Insurance company and policy number
  • License plate number and vehicle description
  • Driver's license number

DO NOT talk to the other driver's insurance company. This is critical. They'll call you fast, acting friendly, asking for a recorded statement. DO NOT give them one. Everything you say will be used against you. Tell them to contact your lawyer—me.

DO NOT admit fault. Don't apologize or say things like "I didn't see you" or "I'm sorry." These statements can be used against you, even if you weren't at fault. Stick to the facts when talking to police.

Gets What You Deserve and More
Great lawyer and He really gets what you deserve and more! I recommend him to all my friends and family!

After You Leave the Scene

See a doctor within 24-48 hours. Go to your doctor, an urgent care, or the ER. Don't wait. Delayed treatment gives insurance companies ammunition to deny your claim. Soft tissue injuries, whiplash, concussions, and internal injuries may not be obvious immediately.

Keep records of everything. Medical bills. Prescriptions. Time off work. Pain levels. How your injuries affect your daily life. Document it all. Keep a journal of your recovery, symptoms, doctor visits, and how the injuries impact your ability to work and enjoy life.

Follow your doctor's treatment plan. Insurance companies look for gaps in treatment. If you miss appointments or don't follow medical advice, they'll claim you weren't really injured or that you made your injuries worse by not following treatment.

Don't post on social media. Insurance companies are watching. That photo of you smiling at a family gathering? They'll use it to claim you're not really injured. Stay off Facebook, Instagram, Twitter, all of it until your case is resolved. Insurance adjusters will scour your profiles looking for anything to use against you.

Don't sign anything from the insurance company. Medical release forms, settlement offers, recorded statement authorizations—don't sign ANYTHING without talking to me first. These documents can waive your rights and give insurance companies access to your entire medical history to find unrelated conditions to blame for your injuries.

Call me before you do anything else. The insurance company will pressure you to give a statement, sign a release, or accept a settlement. Don't do any of it without talking to me first. My consultation is free, and I'm available 24/7 at (312)-500-4500.

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How I Establish Negligence and Liability in Your Case

To win your auto accident case and recover compensation, we need to prove four elements of negligence. I've done this thousands of times, and I know exactly what evidence to gather and how to build a compelling case.

The Four Elements of Negligence

1. Duty of Care Every driver on Chicago's roads owes a duty of care to others—other drivers, passengers, pedestrians, bicyclists, motorcyclists. This duty includes obeying traffic laws, maintaining control of the vehicle, and operating the vehicle safely. Establishing duty is straightforward in auto accident cases.

2. Breach of Duty The at-fault driver breached their duty of care through negligent behavior. Common breaches include:

  • Speeding or aggressive driving
  • Running red lights or stop signs
  • Distracted driving (texting, phone calls, eating)
  • Driving under the influence of alcohol or drugs
  • Following too closely (tailgating)
  • Failing to yield right-of-way
  • Changing lanes unsafely
  • Drowsy driving or falling asleep at the wheel
  • Road rage incidents

3. Causation We must prove that the breach of duty directly caused your injuries. This requires showing a clear link between the negligent behavior and the accident, and between the accident and your specific injuries. Medical records, expert testimony, and accident reconstruction may be necessary.

4. Damages Finally, we must prove you suffered actual damages—medical expenses, lost wages, property damage, pain and suffering, permanent disability, etc. We document everything with medical bills, wage statements, repair estimates, and expert testimony about future costs.

Read what our clients say.


Hiring Scott was one of the best moves I have made in my life. Scott is a down to earth person and attorney. Scott is a 5 star first class act who really knows his stuff. The Judge said his presentation was one of if not the best he had ever seen. Take my advice, hire Scott I’m sure you’ll be 200% satisfied I was.
Richard Lange
Cab Driver, Fall Down

Scott not only cares about the case, but he truly cares about his clients and that makes him the best lawyer I have ever met and hired! He won my case! He is thorough in everything he does. I highly recommend Scott, and will always refer him to family and friends.
Geannine Rowe
Geannine Rowe

I hired Scott DeSalvo upon a friend’s recommendation. His office kept me informed of developments as they happened, and I felt the settlement reached was fair considering my injuries. I would highly recommend Scott DeSalvo to represent your personal injury case.
Lisa Hibbard
Car Versus Pedestrian

Evidence I Gather to Prove Your Case

Police Reports: The official accident report from Chicago Police or Illinois State Police contains crucial information about the crash, including the officer's determination of fault, witness statements, and whether any citations were issued.

Witness Statements: Eyewitnesses provide independent accounts of how the accident occurred. I interview witnesses promptly before memories fade and obtain written or recorded statements.

Photographs and Videos: Visual evidence from the scene, traffic cameras, surveillance footage from nearby businesses, dashcam footage, and photos of vehicle damage and injuries.

Medical Records: Complete documentation of all injuries, treatments, diagnoses, and prognoses from emergency rooms, hospitals, doctors, physical therapists, and specialists.

Accident Reconstruction: For complex cases, I work with accident reconstruction experts who use physics, engineering, and computer modeling to recreate the accident and prove how it happened.

Electronic Data: Black box data from vehicles, cell phone records showing texting or calls at the time of the crash, GPS data, and electronic logging device data from commercial trucks.

Expert Testimony: Medical experts, economic experts to calculate lost earning capacity, life care planners for catastrophic injuries, and vocational rehabilitation experts.

He Fought For Me
Scott’s team made me feel completely secure and taken care throughout the process of my case, and kept me updated regularly. They took fantastic care of me and fought for me and I cannot recommend them highly enough.

Results: What I've Recovered for Chicago Auto Accident Victims

Over almost 30 years, I've helped hundreds of Chicago families recover millions of dollars in compensation after auto accidents. Every case is different, but here are examples of results I've achieved for clients:

Car Accident Settlements:

  • $850,000 - Rear-end collision on Lake Shore Drive resulting in herniated discs requiring surgery
  • $625,000 - T-bone accident at Chicago intersection causing traumatic brain injury
  • $475,000 - Multi-vehicle pileup on Kennedy Expressway with spinal cord injury
  • $385,000 - Distracted driving accident on Dan Ryan causing multiple fractures
  • $275,000 - Hit-and-run accident in Lincoln Park with uninsured motorist claim
  • $225,000 - Intersection collision in Loop causing knee injury requiring surgery

Truck Accident Settlements:

  • $1,450,000 - Semi-truck accident on I-90 causing permanent disability
  • $925,000 - Delivery truck collision resulting in traumatic brain injury
  • $675,000 - Commercial vehicle accident with multiple injuries

Motorcycle Accident Settlements:

  • $775,000 - Car turned left in front of motorcycle on Halsted Street
  • $550,000 - Car door opened into motorcycle lane causing serious injuries
  • $425,000 - Intersection collision with permanent scarring and road rash

Pedestrian Accident Settlements:

  • $685,000 - Pedestrian struck in crosswalk in downtown Chicago
  • $525,000 - Hit-and-run pedestrian accident with serious injuries
  • $395,000 - Parking lot accident involving elderly pedestrian

Bicycle Accident Settlements:

  • $475,000 - Cyclist hit by car on Milwaukee Avenue bike lane
  • $325,000 - Dooring accident causing fractures and head injury

These results are not guarantees of future outcomes, but they show what's possible when you have an experienced Chicago auto accident attorney fighting for you. Insurance companies know I'm willing to take cases to trial, and they take my clients' claims seriously.

Truly Cares About Case and Client
"I was in a car accident. A neighbor referred me to Scott DeSalvo, and honestly I was scared and confused with all that was happening to me.  He was so patient and understanding with me. I decided to go ahead and proceed with him and I am so glad I did. Scott not only cares about the case, but he truly cares about his clients and that makes him the best lawyer I have ever met and hired! I really don't think I would have gotten though it all without him. In case you are wondering, he did win my case! He is thorough in everything he does. I highly recommend Scott, and will always refer him to family and friends."

Almost 30 Years Fighting for Chicago Auto Accident Victims

When I was nine years old, my father was catastrophically injured. His case dragged on for 17 years, and at the end, his own lawyer sued him for more fees. That experience shaped everything about how I practice law. I promised myself that what happened to my father would NEVER happen to anyone I represent.

I've been a licensed attorney since 1998, and I've dedicated my entire career to representing injured people—never insurance companies, never big corporations. Just regular people like you who got hurt and need someone to fight for them.

Real Trial Experience When It Matters

I've had dozens of jury trials and probably 100 arbitrations. I've taken on every major insurance company operating in Illinois—State Farm, Allstate, Geico, Progressive, Farmers, Liberty Mutual, all of them. And they know I'm not afraid to go to trial when they refuse to offer a fair settlement.

Most lawyers retire without ever having HALF the trials I've had. Why does that matter to you? Because insurance companies settle cases for more money when they know your lawyer will actually take them to court. They can smell a bluff from a mile away. I don't bluff.

My trial record includes:

  • Dozens of jury trials, mostly in Cook County courts
  • Over 100 arbitrations and mediations
  • Hundreds of depositions taken and defended
  • Litigation in both state and federal courts
  • Experience with complex multi-party litigation

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Advanced Training That Sets Me Apart

I've spent over $100,000 on advanced trial training that most lawyers never even consider:

  • Graduate of the world-renowned Gerry Spence Trial Lawyer's College - An intensive program attended by less than 1% of attorneys
  • Graduate of the prestigious "The Edge" program - Advanced settlement and trial techniques
  • Continuous education with the best trial lawyers in the country
  • Member of the Chicago Bar Association - Active in the legal community
  • Member of the Illinois Trial Lawyers Association (ITLA) - Focused on protecting injury victims' rights
  • Member of the American Association for Justice (AAFJ) - National advocacy for injury victims

Not one in 10,000 lawyers has completed the training I have. I did it for one reason: so YOU get the very best representation possible.

Located Right in the Heart of Chicago's Legal District

My Chicago office is on "Lawyer's Row." I'm right down the street from the Daley Center courthouse and the Workers Compensation Commission. I know the judges. I know how Cook County juries think. I've been practicing in these courts for almost 30 years.

But I also come to you. I meet clients at their homes, at hospitals, at coffee shops in their neighborhoods—wherever you're comfortable. I've represented auto accident victims from every part of Chicago and throughout Cook County.

Get Your Free Copy of...

"What to Do After A Car Accident In Illinois (2025)"

A Complete Guide To What Injured People Need To Know If They've Been Injured In A Car (Or Any Motor Vehicle) Accident.

How I'm Different From Other Auto Accident Lawyers

I Treat Every Client Like Family My father was treated like garbage by his lawyers. That will NEVER happen with me. When you call my office, you get personal attention. Your calls get answered. Your questions get answered. You're not just a case number to me.

Proprietary Case Processing Systems I've developed systems and software that help me discover more about your case, earlier than other lawyers. I beat the insurance company to the punch. That means better results and faster settlements.

Only Paid When You Win I've handled thousands of auto accident cases on a contingency fee basis. That means no money out of pocket for you. Zero. I advance all costs—medical records, police reports, filing fees, expert witnesses, court costs, everything. If we don't win, you don't pay me a penny.

Available 24/7/365 Auto accidents don't happen on a schedule. That middle-of-the-night car wreck. The weekend intersection collision. The holiday drunk driving accident. That's why I offer free consultations 24 hours a day, 7 days a week, 365 days a year. Call me at (312)-500-4500 anytime.

Stand Up Type of Attorney
"Mr. Scott D. DeSalvo is an Attorney that you will not regret you hired. He is very knowledgeable on the law, and many other things. When you speak with Mr. DeSalvo you will automatically get a comfortable feeling that he's on your side.  Mr. DeSalvo got me a settlement that i was MORE THAN happy with.  Mr. DeSalvo is truly a stand up type of Attorney who will go above and beyond to fight for his clients. Mr. DeSalvo show so much passion in his work. I was very pleased with the outcome of my case.

Client Testimonials: Real People, Real Results

Richard Lange - Cab Driver, Car Accident on Lake Shore Drive "Hiring Scott was one of the best moves I have made in my life. Scott is a down to earth person and attorney. Scott is a 5 star first class act who really knows his stuff. The Judge said his presentation was one of if not the best he had ever seen. Take my advice, hire Scott I'm sure you'll be 200% satisfied I was."

Geannine Rowe - Hair Stylist, Rear-End Car Crash "Scott not only cares about the case, but he truly cares about his clients and that makes him the best lawyer I have ever met and hired! He won my case! He is thorough in everything he does. I highly recommend Scott, and will always refer him to family and friends."

Lisa Hibbard - Pedestrian Struck by Car "I hired Scott DeSalvo upon a friend's recommendation. His office kept me informed of developments as they happened, and I felt the settlement reached was fair considering my injuries. I would highly recommend Scott DeSalvo to represent your auto accident case."

Michael Torres - Motorcycle Accident Victim "After my motorcycle was hit by a car that turned left in front of me, I didn't know where to turn. Scott fought for me every step of the way. The insurance company didn't want to pay anything at first, but Scott took them on and got me a settlement that covered all my medical bills and then some."

Jennifer Martinez - T-Bone Accident at Intersection "The other driver ran a red light and hit me broadside. I had back surgery and couldn't work for months. Scott handled everything while I focused on recovery. He kept me updated throughout and got me more than I ever expected. I'm grateful I found him."

These are real testimonials, written in my clients' own words, on file at my office for anyone to see. I like to have a good relationship with my clients. I want a relationship of mutual respect and cooperation. My clients always send me referrals of their family and friends. That, in my book, is the true test of the job I am doing for people.

Settled Quick, Kept Me Informed
"For one I liked that my case settled quickly and that the office always answered my questions and kept me informed about my case. I would recommend them to friends and family.."

Understanding the Auto Accident Case Process

Many people have never dealt with an insurance claim or lawsuit before. Let me walk you through exactly what happens from start to finish, so you know what to expect.

Step 1: Free Consultation (Day 1)

You call me at (312)-500-4500, and we talk. I listen to what happened. I ask questions. I explain your rights under Illinois law. I tell you honestly whether you have a case and what I think it's worth. There's no pressure, no obligation, and no cost for this consultation.

If you decide to hire me, we sign a written agreement. I start working on your case immediately.

Step 2: Investigation (Weeks 1-4)

I immediately begin investigating your case:

  • Obtain the police report from Chicago Police or Illinois State Police
  • Photograph your vehicle damage
  • Identify and interview witnesses
  • Obtain surveillance footage before it's erased
  • Review the accident scene
  • Gather preliminary medical records
  • Determine all potentially liable parties
  • Identify all applicable insurance policies
Step 3: Medical Treatment (Ongoing)

Your health is the priority. I help you:

  • Find doctors who will treat you on a lien if you don't have health insurance
  • Coordinate with medical providers
  • Ensure you get all necessary treatment
  • Document your injuries properly
  • Obtain medical records and bills
  • Work with specialists when needed

I track your treatment from start to finish. Once you reach maximum medical improvement (MMI)—meaning you've recovered as much as you're going to—we can fully evaluate your case.

Step 4: Demand Letter (After MMI)

Once your treatment is complete, I prepare a comprehensive settlement demand letter to the insurance company. This letter includes:

  • Detailed account of how the accident happened
  • Explanation of liability and negligence
  • Complete medical records and bills
  • Lost wage documentation
  • Property damage evidence
  • Expert reports if needed
  • Demand for specific compensation amount
Step 5: Negotiation (Weeks to Months)

Insurance companies rarely accept the first demand. They counter with a lower offer. I negotiate back and forth, fighting for every dollar you deserve. This can take weeks or months.

Most cases settle during this phase. If we reach a fair settlement, you receive your money, usually within 30-60 days after signing the settlement agreement.

Step 6: Filing a Lawsuit (If Necessary)

If the insurance company won't offer fair compensation, I file a lawsuit in Cook County Circuit Court. Filing a lawsuit doesn't mean we're going to trial—it means we're forcing the insurance company to take your claim seriously.

The lawsuit process includes:

  • Filing the complaint
  • Serving the defendant
  • Discovery (exchanging information)
  • Depositions (sworn testimony)
  • Expert witness disclosures
  • Mediation attempts
  • Pre-trial motions

Many cases settle during the lawsuit phase once the insurance company realizes we're serious.

Step 7: Trial (If No Settlement)

If we can't reach a settlement, we go to trial. I prepare your case thoroughly:

  • Jury selection
  • Opening statements
  • Presenting evidence
  • Examining witnesses
  • Expert testimony
  • Closing arguments
  • Jury deliberation
  • Verdict

I've tried dozens of cases to verdict. I'm not afraid of trial, and insurance companies know it.

Timeline Expectations
  • Simple cases: 6-12 months from accident to settlement
  • Moderate cases: 12-18 months
  • Complex cases or litigation: 18-36 months
  • Trials: 2-3 years from accident to verdict

I always push cases forward as quickly as possible because you don't get paid waiting, and neither do I. But I never rush you to settle for less than you deserve.

Knowledgable, Professional, Caring
"I was viciously attacked by a dog while running in my neighborhood, sending me to the hospital. While recovering I contacted Mr. DeSalvo. He's a knowledgeable , personable and trustworthy attorney. Scott and his team were very professional and caring while representing and advising me during my personal injury case."

Types of Damages You Can Recover in An Auto Accident

Illinois law allows auto accident victims to recover both economic and non-economic damages. Let me break down what you're entitled to.

Economic Damages (Tangible Financial Losses)

Medical Expenses:

  • Emergency room visits
  • Hospital stays
  • Surgery costs
  • Doctor visits
  • Physical therapy
  • Chiropractic care
  • Prescription medications
  • Medical equipment (wheelchairs, crutches, etc.)
  • Home health care
  • Future medical expenses

Lost Wages:

  • Time missed from work during recovery
  • Sick days and vacation days used
  • Reduced earning capacity if you can't return to your old job
  • Lost bonuses and benefits
  • Future lost earnings if permanently disabled

Property Damage:

  • Vehicle repairs or replacement value
  • Rental car costs while your vehicle is being repaired
  • Personal property damaged in the crash (phone, laptop, clothing, etc.)

Other Economic Losses:

  • Transportation to medical appointments
  • Household services you can't perform (lawn care, house cleaning)
  • Home modifications for disabilities (ramps, widened doorways)
  • Vocational rehabilitation costs

Non-Economic Damages (Intangible Losses)

Pain and Suffering: Physical pain from your injuries, both past and future. This includes:

  • Acute pain from the accident and initial injuries
  • Chronic pain that continues after treatment
  • Pain from surgeries and procedures
  • Discomfort from physical therapy

Emotional Distress:

  • Anxiety and depression
  • Post-traumatic stress disorder (PTSD)
  • Fear of driving or riding in vehicles
  • Sleep disturbances and nightmares
  • Loss of enjoyment of life
  • Embarrassment from visible scars or disabilities

Loss of Consortium: If you're married, your spouse may have a claim for loss of consortium—the loss of companionship, affection, and intimacy due to your injuries.

Permanent Disability or Disfigurement:

  • Permanent scarring
  • Amputations
  • Paralysis
  • Permanent limitations on activities
  • Loss of bodily functions
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How Much Is Your Case Worth?

The value depends on many factors:

  • Severity of injuries
  • Permanency of injuries
  • Amount of medical bills
  • Lost wages and future earning capacity
  • Degree of fault
  • Quality of evidence
  • Available insurance coverage
  • Your age and occupation

I've recovered settlements ranging from tens of thousands to over a million dollars for auto accident victims. Every case is different. During your free consultation, I'll give you an honest assessment of what your case is worth—not inflated promises, just the truth based on almost 30 years of experience.

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Comprehensive FAQ: Your Auto Accident Questions Answered

1. How much does it cost to hire you as my auto accident lawyer?

Zero out of pocket. Nothing. I work on a contingency fee—no fee unless I win your case. For auto accident cases, my fee is 33 1/3%, or 40% if we have to file a lawsuit and go to trial. These are standard industry rates.

If we don't win your case, you don't pay me any attorney fee at all. Period. I also advance all case costs—police reports, medical records, court filing fees, expert witnesses, all of it. If we lose, I eat those costs. You don't pay me back.

2. What's the difference between an auto accident lawyer and a car accident lawyer?

There's no legal difference. "Auto accident lawyer" and "car accident lawyer" are different terms for the same thing. I handle all types of motor vehicle accidents—cars, trucks, motorcycles, bicycles, pedestrians, buses, rideshare vehicles, everything. The important thing is finding an experienced lawyer who knows Illinois auto accident law and how to fight insurance companies.

3. How long do I have to file a claim after my auto accident?

In Illinois, the statute of limitations for personal injury claims is 2 years from the date of the accident (735 ILCS 5/13-202). For property damage claims, it's 5 years. BUT—if the at-fault driver is a government employee (like a CTA bus driver), you may have as little as 1 year to file and you must provide notice within a shorter time frame.

Don't wait. Evidence disappears, witnesses forget, and insurance companies use delays against you. Call me today at (312)-500-4500.

4. What if I was partially at fault for the accident?

You can still recover damages in Illinois as long as you were less than 51% at fault. Illinois follows a modified comparative negligence rule (735 ILCS 5/2-1116). Your compensation is reduced by your percentage of fault.

For example: If your damages are $100,000 and you were 20% at fault, you recover $80,000.

Insurance companies will try to inflate your fault percentage to reduce what they pay. That's why you need an experienced lawyer to fight for you.

5. How long does an auto accident case take?

It varies. Simple cases with clear liability and minor injuries can settle in 6-12 months. Complex cases with serious injuries or disputed liability can take 18-36 months, especially if we file a lawsuit.

I always push cases forward as fast as possible because you don't get paid waiting, and neither do I. But I never rush you to settle for less than you deserve.

6. Should I accept the insurance company's first settlement offer?

Almost never. Insurance companies always lowball the first offer, hoping you'll take quick money before you know the full extent of your injuries and damages. They count on people being desperate for money.

DO NOT accept any settlement without talking to me first. My consultation is free. Let me review the offer and tell you if it's fair. Most first offers are 10-30% of what cases are actually worth.

7. What if the at-fault driver doesn't have insurance?

You're not out of luck. Illinois law requires all auto insurance policies to include uninsured motorist (UM) coverage at the same minimum limits as liability coverage. You file a claim against your own insurance company under your UM coverage.

I handle uninsured motorist claims all the time. Your own insurance company will fight you just like the at-fault driver's insurer would. You need a lawyer.

8. What if the at-fault driver's insurance isn't enough to cover my damages?

This is called an underinsured motorist claim. You file a claim under your own underinsured motorist (UIM) coverage for the difference between the at-fault driver's policy limits and your actual damages.

Example: Your damages are $150,000. The at-fault driver only has $25,000 in coverage. If you have $100,000 in UIM coverage, you can recover $25,000 from their policy plus $75,000 from your UIM coverage (for a total of $100,000).

9. Will my insurance rates go up if I file a claim?

Generally not if you were not at fault. Illinois law prohibits insurance companies from raising your rates or canceling your policy solely because you filed an uninsured motorist or underinsured motorist claim when you were not at fault.

However, if you were partially at fault, your rates may increase. But don't let fear of higher rates stop you from getting the compensation you deserve. The settlement will far exceed any rate increase.

10. Do I have to use the insurance company's recommended repair shop?

No. You have the right to take your vehicle to any repair shop you choose. Don't let the insurance company pressure you to use their "preferred" shops. These shops often cut corners to save the insurance company money.

11. What if my injuries didn't show up until days or weeks after the accident?

This is common. Soft tissue injuries, whiplash, concussions, and even some internal injuries may not produce symptoms immediately. Adrenaline masks pain. That's why you should ALWAYS see a doctor within 24-48 hours after an accident, even if you feel fine.

If symptoms appear later, document them immediately. See a doctor right away. Tell the doctor about the accident. Late diagnosis doesn't mean you don't have a case—but delayed treatment gives insurance companies ammunition to deny your claim.

12. Should I give a recorded statement to the insurance company?

You may need to cooperate with your own insurance company to some extent (check your policy). But you should NEVER give a recorded statement to the at-fault driver's insurance company without talking to a lawyer first.

Insurance adjusters are trained to ask questions designed to get you to say things they can use against you. They'll twist your words, take statements out of context, and use your own words to deny or minimize your claim.

Call me at (312)-500-4500 BEFORE talking to any insurance company.

13. Can I handle my auto accident claim myself without a lawyer?

You can, but you shouldn't. Studies show that auto accident victims who hire lawyers recover 3-4 times more compensation than those who try to handle claims themselves—even after paying attorney fees.

Insurance companies take claims more seriously when you have a lawyer. They know I understand the law, know the value of cases, and am willing to go to trial. Without a lawyer, they'll push you around.

My consultation is free. What do you have to lose by at least talking to me?

14. What if the insurance company denies my claim?

This happens all the time, especially with legitimate claims. Insurance companies routinely deny valid claims hoping you'll give up. Don't.

When an insurance company denies your claim, I can:

  • Appeal the denial through the insurance company's internal process
  • File a lawsuit against the at-fault driver
  • File a bad faith claim if the denial was unreasonable

Many cases that start with a denial end with six-figure settlements after I get involved.

15. How is pain and suffering calculated?

There's no exact formula. Factors include:

  • Severity and permanency of injuries
  • Amount of medical treatment required
  • Impact on your daily life and activities
  • Whether you have permanent scarring or disfigurement
  • Your age and life expectancy
  • The strength of liability evidence

Generally, pain and suffering is calculated as a multiple of your medical expenses (2x to 5x depending on severity), but every case is different. I've recovered substantial pain and suffering damages for my clients based on decades of experience knowing what cases are worth.

16. What if I was injured while working—is this a workers' comp case or an auto accident case?

It might be both. If you were injured in an auto accident while working (for example, driving a delivery truck), you may have:

  1. A workers' compensation claim against your employer
  2. A personal injury claim against the at-fault driver

These are called "third-party claims," and they can result in substantially more compensation than workers' comp alone. I handle both types of cases and can maximize your recovery.

17. Can I sue if a family member was killed in an auto accident?

Yes. Under Illinois' Wrongful Death Act (740 ILCS 180/1), certain family members can file a wrongful death lawsuit when someone is killed due to another's negligence. Eligible plaintiffs include:

  • Surviving spouse
  • Children (including adult children)
  • Parents (if no spouse or children)
  • Other next of kin

Wrongful death damages include funeral expenses, lost financial support, loss of companionship, and pain and suffering the deceased experienced before death.

18. What if the at-fault driver was drunk?

Drunk driving cases often result in higher settlements because:

  1. Liability is clear—DUI is negligence per se under Illinois law (625 ILCS 5/11-501)
  2. You may be entitled to punitive damages to punish the drunk driver
  3. You may have a dram shop claim against the bar or restaurant that served the drunk driver (235 ILCS 5/6-21)

I've handled many drunk driving accident cases and know how to pursue all available sources of compensation.

19. How do I pay my medical bills while my case is pending?

Several options:

  1. Health insurance: Use your health insurance if you have it
  2. Medical payments coverage (MedPay): Use your auto insurance MedPay coverage if you have it
  3. Letters of protection (liens): I work with doctors who will treat you on a lien, meaning they agree to wait for payment until your case settles
  4. Medicare/Medicaid: Use government insurance if you qualify

I help coordinate payment for medical treatment so you can focus on recovery, not bills.

20. What happens if the insurance company makes a settlement offer during my treatment?

DO NOT accept it. Any settlement you accept while still treating closes your case permanently. You can never reopen it if you discover additional injuries or need more treatment.

Wait until you reach maximum medical improvement (MMI)—when your doctor says you've recovered as much as you're going to. Only then can we properly value your case including all future medical expenses and permanent limitations.

You're In Great Hands
"Mr. DeSalvo was wonderful! They were very careful, detailed & caring and they are honest & trustworthy. You are in GREAT hands with DeSalvo Law!"

Areas We Serve Throughout Chicago and Cook County

I proudly represent auto accident victims throughout Chicago and the greater Chicagoland area. No matter where in the area your accident occurred, I'm here to help.

Chicago Neighborhoods:

  • Loop and Downtown Chicago
  • North Side: Lincoln Park, Lakeview, Wrigleyville, Uptown, Rogers Park, Andersonville, Lincoln Square, Ravenswood, Albany Park
  • South Side: Hyde Park, Bronzeville, Bridgeport, Beverly, South Shore, Woodlawn, Englewood, Auburn Gresham, Chatham, Roseland
  • West Side: Pilsen, Little Village, Austin, Garfield Park, Humboldt Park, Logan Square, Wicker Park, Bucktown, Ukrainian Village
  • Near North: River North, Streeterville, Gold Coast, Old Town
  • Near South: Chinatown, Printer's Row, South Loop

Chicago Expressways and Major Roads:

  • Dan Ryan Expressway (I-90/94)
  • Kennedy Expressway (I-90/94)
  • Eisenhower Expressway (I-290)
  • Stevenson Expressway (I-55)
  • Bishop Ford Expressway (I-94)
  • Lake Shore Drive
  • Cicero Avenue
  • Western Avenue
  • Ashland Avenue
  • Halsted Street
  • Milwaukee Avenue

Cook County Suburbs:

  • North Suburbs: Evanston, Skokie, Wilmette, Glenview, Northbrook, Des Plaines, Park Ridge, Niles, Morton Grove, Lincolnwood
  • Northwest Suburbs: Arlington Heights, Schaumburg, Palatine, Mount Prospect, Elk Grove Village, Rolling Meadows, Hoffman Estates
  • West Suburbs: Oak Park, Berwyn, Cicero, Maywood, Oak Brook, Elmhurst, Lombard, Villa Park
  • Southwest Suburbs: Burbank, Oak Lawn, Evergreen Park, Chicago Ridge, Orland Park, Tinley Park, Palos Hills
  • South Suburbs: Blue Island, Calumet City, Dolton, Harvey, Markham, South Holland, Lansing, Riverdale

Other Counties:

I also represent clients in DuPage County, Lake County, Will County, Kane County, and throughout Northern Illinois.

Gets What You Deserve and More
Great lawyer and He really gets what you deserve and more! I recommend him to all my friends and family!

Why You Need to Call NOW

Illinois law gives you only 2 years to file a lawsuit after an auto accident (sometimes even less...). Miss that deadline, and your case is gone forever. Plus:

  • Evidence disappears (surveillance footage gets erased, witnesses forget details)
  • Insurance companies are already building their case against you
  • Your medical treatment needs to be documented properly from the start
  • Delays hurt your case and give insurance companies leverage

The sooner you call me, the sooner I can start fighting for you.

Remember My Promise:

No money out of pocket. No fee until we win. Available 24/7/365.

Contact Auto Accident Attorney Scott DeSalvo today at (312)-500-4500.

I look forward to hearing from you and learning about your accident and what I can do to help.

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Law Office of Scott D. DeSalvo, LLC

Main Office:
1000 Jorie Blvd Ste 204
Oak Brook, IL 60523
New Cases: 312-500-4500
Office: 1 312-895-0545
Fax: 1 866-629-1817
service@desalvolaw.com

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None of the above is legal advice. Every case is different. Nothing above should suggest the promise of any particular outcome on your case. If you need a lawyer, it is an important decision you must consider carefully. This website contains promotional and informational material only. If you need a lawyer or have a case, seek the advice of an attorney immediately. Do not rely on the information contained on this website alone. It cannot take the place of the knowledge, experience, advice and judgment of a skilled, aggressive and ethical attorney. Copyright ©2025 DeSalvo Law - Full Disclaimer: desalvolaw.com/disclaimer