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"My Injury Guy" Scott DeSalvo
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Oak Lawn Personal Injury Attorney

Hurt in Oak Lawn? Insurance Companies Are Already Planning How to Pay You Less.

When serious injury strikes unexpectedly—maybe at a 95th Street intersection, in a parking lot at Oak Lawn Commons, or anywhere else in this southwest suburban community—your immediate concerns multiply instantly: mounting medical bills creating financial pressure, inability to work draining savings, insurance adjusters calling with carefully calculated settlement offers designed specifically to minimize what you actually receive, and mounting confusion about legal rights you didn't know existed until you needed them. I'm Scott DeSalvo, an Oak Lawn Personal Injury Attorney who's spent twenty-seven years forcing insurance companies throughout Chicago's southwest suburbs to pay full and fair compensation instead of the bargain-basement offers they'd strongly prefer. Whether your injury happened on Southwest Highway near Oak Lawn's commercial district, along Pulaski Road's busy corridor, or anywhere else in Cook County's southwestern region, choosing the right Oak Lawn Personal Injury Attorney fundamentally determines whether you receive adequate compensation or just accept whatever insufficient amount insurers think you'll take.

The Personal History Driving My Practice

Watching the Legal System Fail My Father

My dedication to injured people isn't theoretical—it's rooted in childhood trauma that still drives me decades later.

I was nine years old when my father—a hardworking Teamster truck driver—suffered catastrophic workplace injuries that permanently damaged his back, neck, and spine. The physical injuries ended his career and changed our family forever.

But the physical trauma, as devastating as it was, didn't destroy our family the way his attorneys did.

My father hired lawyers who initially seemed competent and professional. Instead, they proved incompetent, dishonest, and ultimately betrayed him completely. They refused to communicate clearly. They mishandled his case fundamentally. They allowed it to drag through seventeen years of pointless legal limbo.

Then—in an act of staggering betrayal—his own attorneys sued him for additional fees after delivering terrible results.

Our family went from working-class stability to poverty virtually overnight. My mother worked herself to exhaustion just keeping us housed and fed. My father endured not just chronic physical pain but profound psychological damage from being abandoned by the legal system he trusted.

I watched this destruction unfold throughout my childhood. Even as a young boy, I understood something was fundamentally, terribly wrong—attorneys exploiting the vulnerable people they'd promised to protect.

I became a lawyer to ensure no family ever experiences what mine endured. Every injured client who contacts me represents my father. Every person facing impossible circumstances deserves better than what my family received.

That's why I became an Oak Lawn Personal Injury Attorney—to give injured people the honest, aggressive representation my father never got.

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  • Free to Call, Free to Hire: Never money out of your pocket, and "My Injury Guy" Only Gets Paid When He Wins Your Case.
  • Fast, Maximum Settlements: Quick and great outcomes for injured people with zero stress or hassle.
  • Transparent Communication: 100% honesty and clear communication, ensuring you understand every step of the process.
Oak Lawn Personal Injury Attorney

Why Oak Lawn Cases Require Specific Expertise

Understanding Southwest Suburban Injury Patterns

Oak Lawn occupies a critical position among Chicago's southwest suburbs. This creates unique injury scenarios that generic attorneys frequently misunderstand.

Here's what makes Oak Lawn cases distinctive:

  • 95th Street serves as a major commercial and traffic corridor with constant collision risks
  • Southwest Highway (Route 12/20) brings heavy traffic through residential and commercial areas
  • Pulaski Road (Route 50) creates north-south traffic volume with numerous dangerous intersections
  • Oak Lawn Commons shopping center generates pedestrian and parking lot accident exposure
  • Advocate Christ Medical Center means complex medical malpractice scenarios
  • Dense residential neighborhoods create premises liability situations
  • Southwest Side cultural diversity requires Spanish and Polish language capabilities

When you hire an Oak Lawn Personal Injury Attorney with genuine local expertise, you're hiring someone who understands these specific risks. I know which intersections repeatedly generate serious accidents. I know which property owners have negligence histories. I know Cook County southwestern suburban court procedures thoroughly.

Chicago lawyers who occasionally handle Oak Lawn cases lack this institutional knowledge. An Oak Lawn Personal Injury Attorney rooted in the southwest suburbs understands local juries, knows area court operations, and navigates complex cases efficiently.

Bridgeview Courthouse Expertise

Most people don't realize Cook County operates through multiple courthouse divisions with substantially different procedures.

Oak Lawn cases typically proceed through Cook County's Bridgeview courthouse in the southwestern suburban division. This courthouse has unique local rules, specific scheduling protocols, and individual judge preferences significantly affecting case outcomes.

Attorneys unfamiliar with Bridgeview courthouse procedures struggle fundamentally. They miss critical deadlines. They fumble through unfamiliar protocols. They don't understand how specific judges approach settlement conferences or handle evidentiary disputes.

I've practiced extensively in Bridgeview courthouse for decades. I know courthouse operations intimately. I know judges and their individual approaches. That familiarity directly improves outcomes because I'm not learning on your case—I already know how everything works.

What Do Real Clients Say About Mr. DeSalvo?

Complete Injury Representation Throughout Oak Lawn

As your Oak Lawn Personal Injury Attorney, I handle all injury categories:

Traffic Collisions on Oak Lawn's Dangerous Roads

Oak Lawn's roadway system creates constant collision risks.

95th Street carries extremely heavy east-west traffic with countless businesses generating turning movements. Southwest Highway serves as a major diagonal route with complex intersections. Pulaski Road brings continuous north-south traffic. The intersection at 95th and Pulaski generates numerous serious accidents annually.

Oak Lawn's dense development means side-street accidents where residential streets meet major roads create dangerous blind spots and yielding violations.

Vehicle collision cases become complicated immediately. Disputed liability. Multiple insurance policies. Conflicting witness testimony. Sophisticated insurance company denial strategies.

You need an Oak Lawn Personal Injury Attorney who excels at accident reconstruction, interviews witnesses effectively, analyzes police reports critically, and establishes fault conclusively.

Advocate Christ Medical Center Malpractice

Advocate Christ Medical Center serves Oak Lawn and surrounding southwest suburban communities. When healthcare providers at Christ Hospital or affiliated facilities deliver substandard care causing preventable harm, victims deserve accountability.

Hospital-based medical malpractice includes:

  • Emergency department failures allowing patient deterioration
  • Surgical errors including wrong-site procedures or retained instruments
  • Diagnostic errors missing time-sensitive conditions like strokes or heart attacks
  • Medication errors from pharmacy or nursing mistakes
  • Anesthesia complications from improper dosing or monitoring
  • Obstetric negligence causing birth injuries or maternal complications

Hospital malpractice cases are extraordinarily complex. They require extensive expert testimony, detailed medical record analysis, and substantial financial investment. Most attorneys avoid medical malpractice completely.

I accept medical malpractice cases when negligence is clear and harm is substantial. My fee is 33⅓ percent, Illinois standard. As your Oak Lawn Personal Injury Attorney, I'll hold negligent providers accountable.

Oak Lawn Commons Shopping Center Accidents

Oak Lawn Commons attracts thousands of shoppers to its retail and restaurant establishments. This creates significant premises liability exposure.

Shopping center injuries include:

  • Slip and falls in retail stores from spills or defective flooring
  • Parking lot accidents from poor design or inadequate maintenance
  • Pedestrian strikes in crosswalks from driver inattention
  • Inadequate security leading to criminal attacks or robberies
  • Trip hazards from broken pavement or uneven surfaces
  • Snow and ice accumulation property owners fail to clear

Commercial property owners have sophisticated legal departments and aggressive insurance carriers. They document everything meticulously and fight claims hard.

Winning requires an attorney who understands commercial property operations, security obligations, and Illinois premises liability law. A knowledgeable Oak Lawn Personal Injury Attorney knows how to prove property owner negligence despite aggressive defenses.

Southwest Side Rideshare Accidents

Oak Lawn residents extensively use Uber and Lyft for transportation throughout the southwest suburbs and into Chicago. Rideshare accidents create unique insurance complications.

Rideshare cases involve complex insurance coverage questions:

  • Was the driver logged into the app when the accident occurred?
  • Was the driver actively transporting a passenger?
  • Was the driver en route to pick up a passenger?
  • Which insurance policy applies—driver's personal policy or rideshare company coverage?
  • What coverage limits are available under each policy?

Rideshare companies employ sophisticated legal strategies to minimize their liability and shift responsibility to individual drivers or other parties.

An experienced Oak Lawn Personal Injury Attorney understands rideshare insurance complexities, knows how to identify all applicable coverage, and maximizes recovery from multiple insurance sources.

CTA and Pace Bus Accidents

Oak Lawn residents use CTA and Pace buses for daily transportation. Public transportation accidents create unique legal issues involving governmental immunity and accelerated claim procedures.

Public transit accidents include:

  • Bus collisions with other vehicles
  • Passenger injuries from sudden stops or driver negligence
  • Slip and falls on buses from wet floors or defective steps
  • Platform injuries at bus stops
  • Pedestrian strikes by buses
  • Injuries boarding or exiting buses

Claims against governmental entities like CTA require strict compliance with notice requirements and shortened statute of limitations. Missing these deadlines destroys your case permanently.

A knowledgeable Oak Lawn Personal Injury Attorney understands governmental immunity limitations, knows notice requirements, and properly navigates claims against public entities.

Restaurant and Bar Liability

Oak Lawn's restaurant and bar scene along 95th Street and Southwest Highway creates dram shop liability scenarios.

Illinois dram shop law holds establishments liable when:

  • Serving alcohol to visibly intoxicated patrons who then cause injury
  • Serving alcohol to minors who subsequently cause accidents
  • Over-serving patrons leading to alcohol poisoning or related injuries

Dram shop cases can provide compensation beyond what's available from the intoxicated driver's insurance policy.

Additionally, restaurants and bars face premises liability for slip and falls, inadequate security, food poisoning, and other patron injuries.

An experienced Oak Lawn Personal Injury Attorney knows Illinois dram shop law thoroughly and pursues all liable parties to maximize your recovery.

Construction Site Accidents

Oak Lawn's ongoing development and home renovations mean construction sites throughout the community. Construction work is inherently dangerous, and serious injuries occur despite safety regulations.

Construction injuries include:

  • Falls from roofs, scaffolding, or ladders
  • Electrocution from contact with power lines or equipment
  • Trench collapses and excavation accidents
  • Being struck by equipment, vehicles, or falling objects
  • Machinery accidents and equipment malfunctions
  • Exposure to toxic substances and chemicals

Construction cases are unique because beyond workers' compensation benefits, injured workers often have additional claims against general contractors, subcontractors, equipment manufacturers, or property owners. These "third-party" claims can provide substantially greater compensation than workers' comp alone.

Most injured construction workers don't know these additional claims exist. A knowledgeable Oak Lawn Personal Injury Attorney investigates every angle to maximize total recovery from all responsible parties.

Residential Premises Liability

Oak Lawn's predominantly residential character creates significant premises liability exposure from homeowner negligence.

Residential property injuries include:

  • Slip and falls on sidewalks, driveways, or steps
  • Swimming pool accidents at private homes
  • Dog bites and animal attacks
  • Defective steps, porches, or railings
  • Snow and ice accumulation homeowners fail to clear
  • Inadequate lighting creating trip hazards

Homeowners typically carry liability insurance protecting against these claims. However, insurers defend aggressively using arguments about open and obvious conditions, trespasser status, and comparative negligence.

Winning requires an Oak Lawn Personal Injury Attorney who thoroughly understands Illinois premises liability law and overcomes insurance company defenses effectively.

Workplace Injuries and Workers' Compensation

Oak Lawn's diverse business community—retail, healthcare, light manufacturing, service industries—means workplace injuries occur daily.

Workplace injuries include:

  • Slip and falls in workplaces
  • Repetitive stress injuries from computer work or assembly tasks
  • Back injuries from lifting or carrying
  • Delivery driver accidents
  • Restaurant kitchen burns and cuts
  • Retail worker injuries from stocking or cleaning

Illinois Workers' Compensation Act provides benefits including medical care, wage replacement, and settlements for permanent injuries. However, insurance carriers fight claims aggressively.

Beyond workers' compensation, third-party claims may exist against equipment manufacturers, property owners, or other contractors.

A knowledgeable Oak Lawn Personal Injury Attorney maximizes total recovery through workers' comp plus any applicable third-party claims. My workers' comp fee is 20 percent by state statute.

Nursing Home Neglect and Abuse

Oak Lawn has multiple nursing homes and assisted living facilities. When these facilities fail to provide adequate care, residents suffer preventable injuries.

Elder care negligence includes:

  • Pressure ulcers from failure to reposition immobile residents
  • Falls from inadequate supervision or defective equipment
  • Malnutrition and dehydration from understaffing
  • Medication errors causing serious complications
  • Physical or emotional abuse by staff members
  • Wandering and elopement incidents

Facilities will deny wrongdoing, blame residents' pre-existing conditions, and conceal evidence of systematic failures.

I know how to obtain complete medical records, interview staff confidentially, consult geriatric experts, and prove facility negligence. As your Oak Lawn Personal Injury Attorney, I pursue justice for vulnerable seniors who trusted facilities that failed them.

Wrongful Death Claims

Losing a loved one to negligence is devastating beyond words. Illinois wrongful death law provides certain family members pathways to justice and compensation.

Wrongful death claims arise from:

  • Fatal vehicle collisions
  • Medical malpractice causing death
  • Workplace fatalities
  • Nursing home neglect leading to death
  • Defective products causing fatal injuries
  • Pedestrian or cyclist fatalities

I approach wrongful death cases with profound seriousness and compassion. These cases address not just economic losses but immeasurable loss of companionship, guidance, and love.

If you've lost a family member to negligence in Oak Lawn or anywhere in Cook County's southwest suburbs, please contact me. As your Oak Lawn Personal Injury Attorney, I'll pursue justice with the dedication these tragic cases demand.

Catastrophic Injuries Requiring Lifetime Care

Some injuries permanently transform every aspect of life.

Catastrophic injury cases include:

  • Traumatic brain injuries affecting cognition, personality, and independence
  • Spinal cord injuries causing paralysis
  • Severe burns requiring extensive reconstruction
  • Amputations permanently altering mobility
  • Multiple trauma requiring ongoing medical intervention
  • Vision or hearing loss

These cases demand more than calculating current medical bills. You need life care planners projecting lifetime medical needs. Vocational experts assessing lost earning capacity. Economists calculating present value of future losses.

Insurance companies attempt minimizing even catastrophic cases. I work with nationally recognized experts documenting your losses' full scope. My trial training at Gerry Spence's Trial Lawyers College specifically prepared me for high-stakes cases demanding maximum compensation.

Find Out Why Everyone Says...
"Call My Injury Guy Scott DeSalvo!"

What Distinguishes Me From Other Oak Lawn Attorneys

Pure Contingency Fee Structure

You won't pay anything upfront. Nothing for consultation. Nothing for case expenses. Absolutely zero out of pocket.

I work on pure contingency—I only get paid when you get paid first. I advance every case expense: filing fees, medical records, expert witnesses, depositions, everything.

My fees are straightforward: 20% for workers' compensation (state statutory rate), 33⅓% for personal injury cases, or 40% if litigation becomes necessary. Medical malpractice is 33⅓%. These represent standard Illinois rates.

If we lose your case, you owe me nothing. I absorb advanced costs. That's my promise, honored for 27 years as an Oak Lawn Personal Injury Attorney.

Genuine 24/7/365 Availability

Injuries don't respect business hours. You might be in an emergency room at 2 a.m. with urgent questions. Insurance adjusters might ambush you with Sunday morning calls.

Call me any time—literally 24/7/365. You reach me or my team directly. No voicemail systems. No answering services promising callbacks that never materialize.

That accessibility is rare among attorneys but essential for injury victims. As your Oak Lawn Personal Injury Attorney, I'm committed to availability whenever you need assistance.

Personal Case Handling

Some firms operate like assembly lines. The attorney you initially meet never touches your case again. You get shuffled to paralegals who don't know your circumstances.

That's not my practice. When you hire me, you work with me personally. I return your calls. I meet with you. I negotiate with insurers. If we try your case, I'm standing beside you in court.

You're not a case file—you're a person who's been hurt and deserves dedicated representation. As your Oak Lawn Personal Injury Attorney, I treat you how I wish my father had been treated.

Elite Trial Training

Most lawyers finish law school, pass the bar, and consider education complete. That's inadequate for serious injury work.

I've invested over $100,000 in advanced trial training with America's premier trial lawyers. I graduated from Gerry Spence's Trial Lawyers College—one of the most selective programs existing. I completed The Edge program, elite training fewer than one in 10,000 lawyers ever attempts.

This training matters tremendously. When facing insurance companies with unlimited resources and defense teams, you need someone who knows how to try cases and win. That's what I bring as your Oak Lawn Personal Injury Attorney.

Spanish Language Services

Oak Lawn's significant Hispanic population deserves legal representation in their preferred language. My office provides comprehensive Spanish language services ensuring clear communication throughout your case.

We handle all aspects of your case in Spanish if preferred: initial consultations, case updates, medical treatment coordination, settlement negotiations, and court proceedings.

Language barriers should never prevent injured people from getting quality legal representation. As your Oak Lawn Personal Injury Attorney, I ensure you understand every aspect of your case completely.

Absolute Honesty, No Manipulation

I treat clients with complete honesty—no pressure tactics, no false promises, no games. You'll always know where your case stands because I communicate clearly and regularly.

I'll give you my honest assessment even if it's not what you want to hear. If your case has weaknesses, I'll explain them. If settlement offers are inadequate, I'll tell you why. If litigation is necessary, I'll explain what that means.

I don't make guarantees I can't keep. What I promise is fighting as hard for you as I would for my own family. As your Oak Lawn Personal Injury Attorney, you get my absolute best effort.

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Critical Actions After Oak Lawn Injuries

Immediate Medical Evaluation

Even if you feel relatively okay, seek medical attention immediately. Many serious injuries don't produce immediate symptoms. Whiplash manifests hours later. Internal bleeding might not be obvious. Traumatic brain injuries can take days to show effects.

If you delay medical care, insurance companies will argue you weren't really injured. Don't hand them that argument. Get evaluated by medical professionals immediately after any accident.

Comprehensive Documentation

Photograph everything. The accident scene from multiple angles. Your injuries as they appear and develop. Property damage. Hazardous conditions that contributed to injury.

Collect witness information—names, phone numbers, addresses. Witnesses disappear quickly and memories fade.

Keep every document: medical records, bills, prescription receipts, insurance correspondence, wage loss documentation. This creates your evidentiary foundation.

Never Provide Recorded Statements

Insurance adjusters will contact you quickly, sounding friendly and concerned. They'll request a recorded statement "just to document what happened."

Decline politely but firmly.

Adjusters use interrogation techniques to elicit damaging statements. They ask leading questions. They get you minimizing injuries or accepting partial fault. They create inconsistencies they'll exploit later.

Tell them you need to consult an attorney first, then call me. As your Oak Lawn Personal Injury Attorney, I'll handle all insurance communications.

Reject Quick Settlement Offers

Insurance companies make rapid lowball offers betting you don't understand your case's value and are financially desperate enough to accept anything.

Once you accept and sign the release, you can never return for additional compensation—even if you later discover injuries are far worse than initially understood.

Before accepting any settlement, call me for free consultation. I'll assess whether their offer is remotely fair or exploitative.

Complete Social Media Silence

Insurance companies monitor social media obsessively. They search for anything contradicting injury claims or suggesting exaggeration.

That photo of you smiling at an event? They'll claim you can't be in pain. That gym check-in? They'll argue injuries aren't serious.

Safest approach: complete social media silence until your case resolves. If impossible, absolutely don't post about your accident, injuries, activities, or emotional state.

Aren't All Injury Lawyers Basically The Same...?

Knowledgable, Professional, Caring
"I was viciously attacked by a dog while running in my neighborhood, sending me to the hospital. While recovering I contacted Mr. DeSalvo. He's a knowledgeable , personable and trustworthy attorney. Scott and his team were very professional and caring while representing and advising me during my personal injury case."
Scott L

Fatal Mistakes That Destroy Oak Lawn Injury Claims

Delaying Attorney Consultation

Evidence vanishes quickly. Surveillance footage gets recorded over. Witnesses move or forget. Property owners repair hazards and deny they existed. Insurance companies solidify denial positions.

By the time you finally hire a lawyer, critical evidence may be permanently lost. The winnable case becomes impossible to prove.

Don't wait. Call an experienced Oak Lawn Personal Injury Attorney immediately. Early intervention preserves evidence and protects your rights.

Attempting Self-Representation

Insurance companies employ full-time adjusters and attorneys whose sole purpose is minimizing payouts. They know you don't understand Illinois law. They know you don't know fair value. They know you're probably financially desperate.

They'll exploit every advantage ruthlessly.

Even seemingly simple cases benefit enormously from experienced representation. The difference between self-representation and hiring a skilled Oak Lawn Personal Injury Attorney can easily be tens of thousands of dollars.

Dishonesty About Medical History

Be completely truthful about injuries, medical history, and accident impact. If you've had prior injuries, disclose them. If you can do some activities but not others, explain specifically.

Insurance companies investigate everything. They'll obtain all medical records. They'll hire investigators. They'll search social media exhaustively. If they catch you lying, your case evaporates.

Complete honesty is essential. As your Oak Lawn Personal Injury Attorney, I need truth so I can address potential problems proactively rather than get blindsided.

Ignoring Treatment Plans

If you skip appointments or ignore doctor recommendations, insurance companies will argue injuries can't be serious. Consistent medical care proves injury severity and creates documentation we need to win.

Attend every appointment. Follow prescribed treatments. Take medications as directed. Complete recommended therapy. This helps you heal and strengthens your legal claim simultaneously.

Communicating With Opposing Insurers

The other party's insurance company is not your friend. They exist to pay you as little as possible—ideally nothing.

They'll seem pleasant. They'll tell you lawyers just complicate things. Every word is calculated deception.

Don't engage with them. Let me handle every interaction. That's what you hire an Oak Lawn Personal Injury Attorney to do.

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Understanding Illinois Injury Law

Statute of Limitations Deadlines

Illinois generally allows two years from injury date to file personal injury lawsuits. Workers' compensation cases provide three years, but you must notify your employer within 45 days.

Exceptions exist, so don't assume you have the full period. Medical malpractice, governmental liability, and other situations have different deadlines.

The sooner you contact an Oak Lawn Personal Injury Attorney, the stronger your case becomes. Evidence quality degrades rapidly with time.

Recoverable Damages

Many people think they can only recover medical expenses. Illinois law allows comprehensive compensation:

  • Past and future medical expenses
  • Lost wages and lost earning capacity
  • Pain and suffering
  • Emotional distress
  • Loss of normal life and enjoyment
  • Permanent disability and disfigurement
  • Loss of consortium for spouses

Insurance companies won't inform you about these categories. That's why you need an Oak Lawn Personal Injury Attorney pursuing every dollar you're entitled to receive.

Comparative Negligence

Illinois uses modified comparative negligence. You can recover damages as long as you're less than 50% at fault. Your award gets reduced by your fault percentage.

Example: You're 35% at fault. Total damages are $180,000. You recover $117,000.

Insurance companies always try inflating your fault percentage. A skilled Oak Lawn Personal Injury Attorney fights to ensure fault allocation is accurate and fair.

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My Legal Process Explained

Step One: Free Consultation

We begin with no-obligation consultation. Call me 24/7, or we'll meet wherever is convenient—my office, your home, even the hospital if necessary.

I'll listen carefully, answer questions honestly, and give you genuine assessment—strengths, weaknesses, realistic expectations.

You decide whether to hire me. No pressure. No obligation. No cost.

Step Two: Immediate Investigation

If you hire me, I launch into immediate action. Obtaining police reports. Interviewing witnesses. Photographing scenes. Collecting medical records. Analyzing policies. Consulting experts when necessary.

I use proprietary case management software I developed to handle cases more efficiently than traditional firms. This means we discover critical information earlier and build stronger cases faster.

Step Three: Medical Care Coordination

Your health is absolute priority. If you have insurance, use it. If you lack insurance, I'll connect you with quality providers who treat on a lien basis—waiting for payment until we resolve your case.

I ensure all treatment is thoroughly documented. This creates the medical evidence foundation we need.

Step Four: Demand and Negotiation

After you complete treatment, I calculate your case's full value. This includes medical expenses, wage loss, pain and suffering, permanent disability, and all other damages.

I send comprehensive demand packages to insurance companies. Having negotiated thousands of settlements over 27 years, I know these cases' true values. I don't accept inadequate offers.

Step Five: Litigation When Necessary

Approximately 90% of my cases settle during negotiation. But that high settlement rate exists because insurance companies know I'm fully prepared to try cases.

If insurers refuse fair compensation, I file lawsuits without hesitation. I've handled over 30 jury trials plus hundreds of depositions and arbitrations. Some attorneys fear courtrooms. I don't.

When insurance companies see you have an Oak Lawn Personal Injury Attorney ready to take the case to verdict, they typically settle rather than risk jury judgment.

Step Six: Maximum Recovery

Whether through settlement or verdict, my goal is always maximizing your compensation. When we succeed, I deduct my contingency fee, subtract advanced costs, and you receive the remainder.

If we lose—which happens rarely—you pay me nothing. That's my promise as your Oak Lawn Personal Injury Attorney.

Settled Quick, Kept Me Informed
"For one I liked that my case settled quickly and that the office always answered my questions and kept me informed about my case. I would recommend them to friends and family.."
Mercedes Thervil

Frequently Asked Questions About Oak Lawn Injury Claims

What's my deadline to file a claim?

Illinois typically allows two years from injury date to file personal injury lawsuits. Workers' compensation cases provide three years, but employer notification is required within 45 days.

Exceptions exist to these rules. The sooner you contact an Oak Lawn Personal Injury Attorney, the better your case prospects become because evidence degrades over time.

What are your fees?

Nothing upfront, nothing out of pocket. Pure contingency—I only get paid when you get paid.

My fee is 20% for workers' compensation (statutory rate), 33⅓% for injury cases, or 40% if we must file suit. These are standard Illinois rates. I advance all costs. If we lose, you owe me nothing.

Hiring an Oak Lawn Personal Injury Attorney on contingency means everyone can afford quality legal representation regardless of financial situation.

Should I accept the insurance company's first offer?

Absolutely not. Never accept without consulting an attorney first.

Initial offers are always lowball. The insurance company bets you don't know your case's true value and are desperate enough to accept anything.

Once you sign the release and accept payment, you can't return later for additional money—even if injuries prove far worse than initially thought.

Call me before accepting anything. Free consultation, no obligation. I'll assess whether the offer is fair or exploitative.

Can I still recover if the accident was partially my fault?

Yes, provided you're less than 50% at fault. Illinois uses modified comparative negligence, reducing your award by your fault percentage.

Example: You're 40% at fault. Damages are $150,000. You recover $90,000.

Insurance companies love inflating your fault percentage. A skilled Oak Lawn Personal Injury Attorney fights to ensure fault allocation is accurate and fair.

What if I lack health insurance for treatment?

Don't let insurance absence prevent you from getting necessary care. I can connect you with medical providers who treat on a lien basis—providing care now and receiving payment later from your settlement.

Your health is paramount. As your Oak Lawn Personal Injury Attorney, I'll ensure you receive proper treatment.

How long will my case take?

It depends on multiple variables:

  • Your injury severity
  • Treatment duration
  • Whether litigation becomes necessary
  • Insurance company reasonableness
  • Court schedules if we proceed to trial

Some cases settle within months. Others require a year or longer. What I promise is aggressive case prosecution because you need money now, not years from now.

An experienced Oak Lawn Personal Injury Attorney knows how to move cases efficiently while maximizing results.

Must I appear in court?

Probably not. Roughly 90% of my cases settle without trial.

If we file suit, you might need courtroom appearances for depositions or hearings. If we actually try the case, you'll need to testify.

But most cases resolve through negotiation. When insurance companies know you have an Oak Lawn Personal Injury Attorney prepared to try the case, they typically settle rather than risk a jury verdict.

What about pre-existing injuries to the same body part?

It doesn't automatically kill your case. Illinois law permits claims for "aggravation" or "exacerbation" of pre-existing conditions.

The key is complete honesty about medical history. Insurance companies will obtain previous records anyway. If you lie or conceal past injuries, it destroys your credibility completely.

An Oak Lawn Personal Injury Attorney experienced with pre-existing condition cases knows how to prove this accident significantly worsened your prior condition.

Can my employer terminate me for filing workers' compensation?

No. Illinois law prohibits retaliation for filing workers' compensation claims.

Of course, proving retaliation can be challenging. Employers rarely admit "we fired you for filing workers' comp." They'll claim performance issues or other pretexts.

If you believe you were fired in retaliation, call me immediately. I handle retaliatory discharge cases and know how to prove them. As your Oak Lawn Personal Injury Attorney, I'll protect your rights vigorously.

What if the other driver has no insurance?

You might still recover through your uninsured motorist (UM) coverage.

Many people don't realize their own auto policy includes this coverage. It protects you when hit by uninsured or underinsured drivers.

I examine every insurance policy thoroughly—yours, the at-fault driver's, any other potentially liable parties—to identify every possible recovery source. A thorough Oak Lawn Personal Injury Attorney explores all options to maximize your compensation.

 

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About Scott DeSalvo

Scott DeSalvo founded DeSalvo Law to help injured people throughout Chicago and surrounding suburbs. Licensed to practice law in Illinois since 1998, IARDC #6244452, Scott has represented over 3,000 clients in personal injury, workers compensation, and accident cases.

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Law Office of Scott D. DeSalvo, LLC

Main Office:
1000 Jorie Blvd Ste 204
Oak Brook, IL 60523
New Cases: 312-500-4500
Office: 312-895-0545
Fax: 866-629-1817
service@desalvolaw.com

Chicago and Other Suburban Offices
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