
I’m Scott DeSalvo. I’ve been handling workers comp cases for almost 30 years, and Oak Lawn is one of those towns where I see the same pattern over and over. Hard-working people doing physical jobs — warehouse workers, freight handlers, retail stockers, restaurant staff, tradespeople, healthcare workers at Christ and the nursing homes — getting hurt on the job and then getting stonewalled by the insurance company. The injury is real. The bills are real. And the carrier’s strategy is to drag it out until you give up.
I don’t let that happen. If you got hurt at work in Oak Lawn or anywhere in Cook County, this page explains how workers comp works in Illinois and what you need to do to protect your claim.
Oak Lawn sits right at the crossroads of the south suburbs. You’ve got the 95th Street corridor, Cicero Avenue, the industrial stretches along the rail lines. The people who come to me from Oak Lawn are doing real work — lifting, bending, standing on their feet for 10 hours, operating machinery, driving trucks. The injuries I handle from this area are back injuries from lifting and repetitive strain, shoulder tears from overhead work, knee injuries from falls or squatting, hand and wrist injuries from machinery or repetitive motion, broken bones from falls off ladders or loading docks, and head injuries from falling objects or slip-and-falls. Every one of these is compensable under the Illinois Workers’ Compensation Act, 820 ILCS 305. But getting the carrier to actually pay is a different story.
The number one thing I tell people who call me from Oak Lawn: a denial is not the end. It’s the beginning. Insurance carriers deny claims as a business strategy. They deny them hoping you’ll accept it and go away. The most common reasons I see for denials are that the carrier says the injury isn’t work-related, that you had a pre-existing condition, that you didn’t report it in time, or that you’re exaggerating. Every single one of these can be challenged. I challenge them every day.
Under Illinois law, your employer’s insurance company owes you benefits if you were injured in the course and scope of your employment. Period. They don’t get to decide you’re not hurt because their nurse reviewer — who never examined you — wrote a report saying so.
A lot of people don’t realize how much they’re entitled to. Workers comp in Illinois covers all reasonable and necessary medical treatment related to your injury, temporary total disability benefits at two-thirds of your average weekly wage while you’re off work, permanent partial disability based on the percentage of loss of use of the injured body part, vocational rehabilitation if you can’t go back to your old job, and permanent total disability if you’re unable to work at all. The carrier doesn’t volunteer any of this. You have to fight for it. That’s what I do.
They wait. They think the pain will go away. They try to tough it out because they don’t want to lose their job. By the time they call me, the carrier has already built a case that the injury either didn’t happen at work or isn’t that bad. Here’s what you should do immediately after a workplace injury: report it to your supervisor in writing the same day, go to the doctor and tell them exactly how it happened at work, keep copies of everything — incident reports, doctor’s notes, texts or emails about the injury, and do not give a recorded statement to the insurance company without talking to a lawyer first. That last one is critical. The adjuster is not your friend. They’re building a file to minimize or deny your claim.
"Scott is absolutely fantastic. He will always go the extra mile for his clients. They always take the time to return phone calls at all hours and I highly recommend him to all my friends."
-Melissa Brooks
"Great people and Scott's a great lawyer. They helped me make the wisest decision for my case, and that's important in serious legal matters. I trust him completely. He is the one to call."
-Tony Skvarenina
"Beyond satisfied with the services I received from this law firm. Definitely recommend! They got me fully paid and all the doctor bills, too. If you want the best, this is the law firm for your injury case!"
-Cynthia Rodriguez
"Scott represented me and I was really pleased with everything, my car accident paid a lot and quick. If you want a good Lawyer who is responsive, and straight with you, I highly recommend him."
-Greg Garcia
When you call me at 312-500-4500, here’s what happens. I listen to what happened. I review your medical records. I file the claim properly with the Illinois Workers’ Compensation Commission. I deal with the insurance company so you don’t have to. If they deny treatment, I file a petition. If they cut off your benefits, I get them reinstated. If they lowball a settlement, I take it to arbitration. My fee is capped at 20% by Illinois statute and has to be approved by an arbitrator. You don’t pay me anything out of pocket. If we don’t win, you owe me nothing.

You have 45 days to notify your employer of the injury and three years from the date of accident to file a claim with the Illinois Workers’ Compensation Commission. But the sooner you report and file, the stronger your case. Waiting gives the carrier ammunition to argue the injury isn’t work-related.
Yes. Under Illinois law, you have the right to choose your own doctor. The insurance company might try to send you to their preferred provider, but you are not required to treat with them. Pick a doctor you trust and make sure they know this is a work injury.
They’re wrong, and saying that is actually illegal. Illinois law prohibits employers from retaliating against workers who file comp claims. If your employer fires you, threatens you, or tries to talk you out of filing, that’s a separate cause of action. Call me immediately.
Yes. Illinois workers comp is a no-fault system. It doesn’t matter if you made a mistake, weren’t wearing the right equipment, or were doing something you weren’t supposed to. If you were on the job when it happened, you’re covered. The only exceptions are injuries caused by intoxication or self-inflicted injuries.
Illinois workers comp includes vocational rehabilitation benefits. If your injury prevents you from returning to your previous position, the carrier may be required to pay for retraining or job placement. This is one of the most underused benefits in the system because carriers don’t tell people it exists. I make sure my clients know about it. 312-500-4500.
Scott DeSalvo founded DeSalvo Law to help injured people throughout Chicago and surrounding suburbs. Licensed to practice law in Illinois since 1998, IARDC #6244452, Scott has represented over 3,000 clients in personal injury, workers compensation, and accident cases.
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