How Will You Know?
I'm answering the question, “How do they calculate my compensation in workers company?”. I'll make this quick. I covered it in other articles too but maybe not this exact question.
Weekly Wage
Almost everything in workers company is calculated by your average weekly wage. That means how much money you make in an average week everything is based on that number. Example is if two guys get hurt one makes 10 bucks an hour, another guy makes 20 bucks an hour and then you're dealing with a situation where the Dude who makes 20 bucks an hour is going to take home about twice as much as the guy who makes 10 bucks an hour.
What I can say is that everything is calculated? Well the doctor bills aren't the amount of the doctor bills that doctor charges. Whatever they charge, it's always too much money and then there's a fee schedule in workers company the doctors get paid on that fee schedule.
Temporary Total Disability
They know it and they accept it because they're pretty good compensation rates but everything else in worker’s company. All the money you'll put in your pocket is based on your average weekly wage. What does that mean? It means (TTD) or Temporary Total Disability. Fancy word for your off work with a doctor's note because you can't work due to your work-related injuries. If you have a doctor's note, you're technically entitled to get two-thirds of your pay. While your off work with a doctor's note, they don't automatically pay it.
They often fight about it or their bureaucratic problems where they cut your benefits off and you need a lawyer to go make them pay you. Very common for that to happen. However, you're entitled to it under the law and that's one of the things a lawyer can do for you is to fight for those benefits.
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Permanent Partial Disability
Other things that you're entitled to it is at the end of the case, (PPD) or Permanent Partial Disability. If you have a 10 percent back disability which would be man as a whole injury that number relates to or correlates to a certain number of weeks or work and then they use your average weekly wage of 60 of your average weekly wage, times that number of weeks is what you get in a lump sum.
Now it sounds very mathematical like and precise but it really isn't. I always go very high on the number of weeks for my clients and then the insurance company goes very low and we meet somewhere in the middle and we negotiate or we go in front of the judge and see what the judge has to say, thinks and wants to do and so that's how it works.
It Depends On The Outcome Of Your Injury
The bottom line though is there's other things you can get in worker’s company. Depending on how seriously you're injured like retraining for a new job thing of that nature, future surgeries, all that. Whatever the medical charges are but all the compensation that goes into your pocket is based on your average weekly wage.
Is it fair that a guy who makes more money than another guy should get double or some greater amount for the same injury? Not necessarily. Doesn't necessarily mean it's fair but that's the way the system is set up and if you know at least can understand what's going on and you can arm yourself so that you're protected.
I hope that information helps you if you or a loved one need a lawyer please give me a call 312-500-4500. I'm happy to answer your questions a hundred percent for free. You can check more information at www.DeSalvolaw.com.
