The Best Kind Of Accident?
I want to talk to you about: The number one best type of accident case. I was in a conversation with a client who is asking me what's the best injury situation, like what's the best kind of injury claim, what's the most lucrative and all that stuff.
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Workers Comp Case
What's the number one kind of injury case? I'm going to tell you what. Some people say workers comp right because in workers comp in theory, we can get you paid while you are treating. Whereas in a car crash you have to wait till the end. So some people would say workers comp is the best because you get paid. Your doctors get paid as they give you medical care usually or at least that's the way it's supposed to happen. They fight about it and mess with your money all the time, which is why getting a lawyer in a worker's comp case is a good idea.
But the downside is with workers comp is, if you have an emergency you need to get in front of a judge. It takes a long time and you get less money for an average injury than you would in a third party case like a car crash. The advantage of a car crash case or a third-party case is that at the end of the case you generally end up with a lot more money in your pocket.
Third Party Case
The downside is the attorney's fees are higher in a car crash or a third party case. Usually fees and workers comp are around 20 percent, sometimes higher but 99 of the time it's a 20 percent fee. Then for car accident cases it's usually a split fee a third if we can settle the case or 40 percent if we have to file a lawsuit. But I'm pretty flexible on fees. You pay the lawyer more but the damages aren't limited the way a workers comp case is.
The Best Accident Is To Not Have An Accident At All
But the real answer that popped into my head when this guy I was talking to asked me is, the best accident is to not have an accident. I don't mean to be clever but it's really true. I always tell people you get one body in life and you get one life to live as far as we know. There's some saying like health is the only riches or you know other people say like if you don't have your health you don't have anything.
It's really true. I was working on my house this summer a lot and I hurt my back. I strained my back too much bending over not bending at the knees and all that and boy for a couple of months, I was pretty miserable. Thank goodness it went away but it really gave me perspective on the best accident or injury claim is not to have one. I know that works contrary to my purposes because I make money by representing people who need help with an injury claim.
But it is actually my fondest and best wish for you and your family that you guys don't have an accident or don't have an injury. But if God forbid you do, of course please feel free to give me a call.