TTD, Getting Paid While You're Off-Work
TTD stands for Temporary Total Disability. That is the money that you get paid while you're off work so under Illinois law if you get hurt at work and you have a doctor's note saying that you can't work then you're entitled to 2/3 of your pay and they don't take taxes out of it although it comes from the insurance company.
Normally we get paid directly from our employer, but when you are off-work and entitled to that TTD pay, the insurance company pays that check but it doesn’t mean they automatically will pay it. What I do at the beginning of my case is I ask the injured person if they are still hurt or do they still visit their doctor. And if so, do they have a note from them and are they paying him off of TTD, because in some cases no one receives it then calls their lawyer after the incident occurs.
I always tell my client whenever they see a doctor to get a doctor’s note saying their diagnosis about them being incapable of working at full extent, whether you can or cannot do a full duty, if you can only use either your right or left hand. Your employer has to accommodate those restrictions and they have you pay you two-thirds of your salary because of the law. Unfortunately, that is not always the case. There is a lot of truth when a company reports an injury, it takes them a day or a week to set up a claim at the insurance company. Other companies use excuses to not pay you right away or try to get out of paying.
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You Need The Doctor's Note
Whenever I sign up for cases like this, I always ask my secretaries and law clerks to make sure that the other party has a copy of the doctor’s note then we’ll call them. We tell them to explain to us why they cannot pay us. Even sometimes when we ask them if they have the note many times, they will deny having that note.
That is why you need a lawyer, someone on your side about this. You do not want your lawyer to be aggressive, you want them to smooth things over and make sure they do everything in their power to get what you deserve. You want them to be adamant and responsive, you want to be in a situation where you get more flies with honey than vinegar.
Instead of knowing my injured client had no money for months then get a judge and have them order the company to pay us. I’d rather be nice to them and ease things for us to agree to get them to start TTE. Although being nice does not mean everything will go smoothly as planned, but in most cases, being nice to the insurance adjuster and find out their concerns are and addressing it prompts respectable manner of getting TTD.
I have other videos on TTD that explain how it works, but I have not explained the actual process in the beginning of the case to make sure they get paid. If you need any help, call me locally at 312-540-500, it’s a 24-hour line. It doesn’t matter when you call, as soon as I am available, I’ll call you right back.
