Last Updated: March 4, 2021

How Does Workers Comp Work? What To Know If Hurt At Work.

How Does Workers Comp Work

How Does Workers Comp Work?  A Short, Easy to Read Article On How Work Injury Cases Work.

It is easy to get caught up in too much detail and be overwhelmed if you got hurt at work.  Really, what most people want is a direct answer to how does workers comp work.  Here it is.

The Basics

Workers Comp is a law in Illinois that says that if someone gets hurt on the job, they are supposed to get three things, at a minimum:

1.  Pay while off work with a doctor's note.

2. Paid medical treamtment by a doctor of their choosing.

3.  Settlement money at the end of the case for their permanent injury.

There are other things you can get depending on your circumstances and the seriousness of your work injury, but these are the basic things everyone SHOULD get.

Want To Know Your Injury Case Value?  Calculate What Your Case Is Worth For Free...

The Bad News

Workers Comp payments are controlled by insurance companies. They save money when they cut your treatment short or do not pay you.  So they are ALWAYS looking for an excuse to not pay or fight the case.  So even when you are SUPPOSED to get paid, often they fight it anyway.

That's why it is smart of your to learn the answer to "How Does Workers Comp Work?"  Knowing the basics can means winnning or LOSING.

What Do I Need To Know?

If you get hurt at work, the main questions to ask are:

1.  Am I an employee?

2. Did I get hurt while doing my job?

3. Did I report the Injury?

4. Did I go to a doctor of my choice?

5. Should I talk to a lawyer?

If you are mindful of these questions and can answer them the right way, you will probably have a good case and also be able to understand how does workers comp work. 

Let's talk about these.

Am I an employee?

If you get a paycheck and they withold taxes, you are an employee.  That means you are covered by Workers Comp.

It also means your employer has to have Workers Comp insurance, even though they lie about it sometimes.

Did I get hurt while doing my job?

If you got hurt in the "course and scope" of your job, you are probably covered.  

There are a lot of things you could do to be outside of your work duties.  For example, If you took a break, went off the work property, got off of work, got into a fight unrelated to work, or were breaking company rules or doing things that were not related to your job, you might have a problem or at least a fight on your hands.

Did I report the injury?

You have 45 days from the date of your work injury to tell your job that you got hurt at work. You have 3 years from the date of injury to file a case at the Workers' Compensation Commission.

If you miss these dates, your case might be over.  So always report the injury and file a case or get a good lawyer to file one for you.

Did I go to a doctor of my choice?

Seeking medical care as soon after a workers comp injury is important.

And picking a doctor who is on your side is key.  I discourage injured workers from going to the 'company doctor' for treatment because it usually hurts your case.

Should I talk to a lawyer?

I always tell people that injury lawyers give a free consultation.  So it is free to call and get your questions answered.

Just make sure you talk to a lawyer who answers your questions and has experience in your kind of case can can answer your questions about "how does a workers comp work?"

Talk to a Lawyer Or Learn More About How Does Workers Comp Work

I have two great options for you.   First, you can call me any time, night or day, for a free consultation, and since I handle workers compensation and work injury cases, I can handle your case for you if you would like.

Shouldn't YOU Have The Best Liked Lawyer, Too?

"Hiring Scott was one of the best moves I have made in my life....5 star first class act who really knows his stuff."

how does workers comp work

Second, you can check out all of my articles and video about Workers Comp here.

I hope this information helped you, and I hope to hear from you.

Liked the Article?  Share It!

{"email":"Email address invalid","url":"Website address invalid","required":"Required field missing"}

Related Posts

Page [tcb_pagination_current_page] of [tcb_pagination_total_pages]

Scott DeSalvo, Injury Lawyer - 312-500-4500


I've been helping injured people just like you for my entire 20+ year career in all kinds of injury cases, and I can probably help you, too. You can call me 24/7/365, any time, day or night, to get a free copy of the Injury "Cheat Sheet" which gives you the Five Secrets to winning your injury case. 100% free & no obligation. Or, you can call and ask for a FREE case strategy session where I will answer all of your questions, 100% for free and no obligation. Call 312-500-4500. I look forward to hearing from you!

Get Your FREE Copy of the Injury "Cheat Sheet"

Learn the Secrets YOU Need to Know To Win Your Injury Case!


What Does Workers Comp Cover? What Do I Get If I Got Hurt At Work?

Illinois Workers Compensation Case Value: What Is My Case Worth?

How Much Does Workers Comp Pay? What To Expect If You Have A Work Injury

How Do You Determine If An Injury Is Work Related?

How Long Do Workers Comp Settlements Take? Will You Have To Wait?

What is Workers Compensation?

What To Do If You Slip, Fall, And Are Injured At Work

Workers Comp Lawyer Fees

Work Injury Law Answers For Injured Workers To Get Paid.

Workers Compensation? Chicago Workers Comp Complete Guide To Work Injury

How To Pursue Workers’ Compensation For Your Injury

Workers Compensation Case? How Does A Work Injury Case Work?

How to Get Workers Comp for A Work Injury

Workers Comp Injuries – Fall At Work

Workers Comp Tricks Mean A Smooth Work Injury Case For You

Workers Compensation In Illinois? How to Get It.

Chicago Workers Comp Lawyer – You NEED To Know 3 Things About Workers Comp

Chicago Workers Comp Lawyer Gives Info For Injured Workers

Nurse Case Manager In Workers Comp

Expedited Hearing in Workers Comp? What Is It?

Workers Compensation? What Is It And How Do I Get It?

What Does A Workers Comp Lawyer Cost? Who Pays The Lawyer?

Workers Comp Case? How To File One? How To Start a Case?

Work Related Injury? When Do You Need A Work Related Injury Attorney?

Chicago Workers Comp Lawyer – Good Outcome In a Work Injury?

What to Do Immediately After a Work Injury? Protect Your Right To Full Compensation.

What to Do About Back Pain After a Work Accident

How Soon Should You Work After Being Hurt on the Job?

Work Accident Lawyer: What Your Lawyer Needs to Make a Great Case

What a Workmans Comp Attorney Can Do For You

Workers Compensation Settlements: How To Get The Amount You Deserve.

Work Injury Attorney: How to Choose the Right One

Workers Comp: How is A Work Injury Different From a Car Crash or Other Injury Case?

Work Injury? Learn The Secrets To Win & Protect Your Case Value.